1602 Valley Dr, Westminster, MD 21157 Property Records

Carroll County property record for 1602 Valley Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,160 sqft · built 1972
Lot Size	0.835 acres (36,376 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Aug 2023)
Tax Bill	$4,295 (2026)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-011722`

Property Details

APN / Parcel Number

Primary APN	`09-011722`
Alternative APNs	`9011722` `011722`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,160 sqft Total Area
Basement Area	500 sqft
Finished Basement	500 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Split Foyer
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	36,376 sqft (0.835 acres)
Porch	Slab
Porch Area	184 sqft
Deck Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	011722
Street Address	1602 VALLEY DR
City	WESTMINSTER
State	MD
Zip	21157-7930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 22 - 36376 SQ FT 1602 VALLEY DR 11-24 WINFIELD HEIGHTS SC 3
Legal Subdivision	WINFIELD HEIGHTS
Legal Lot Number	22
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2018
Census Tract	509001

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1602 VALLEY DR, WESTMINSTER, MD 21157-7930
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Sep 16, 2020	Deed of Trust, Mortgage · FHA Mortgage SECURE ONE CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2023 · Amount on Record
Deed Sale	Aug 10, 2023 · Amount on Record
Prior Sale	Nov 18, 2009 · Amount on Record
Deed Book / Page	11091 / 493
Transfer Doc	0025940004
Record Updated	Oct 29, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Aug 10, 2023
Property Address	1602 VALLEY DR, WESTMINSTER, MD 21157-7930
Document Number	0110910493
Book / Page	11091 / 493
Map Reference	MB 11 FO 24
Instrument Date	Aug 8, 2023
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	CROWN TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1602 VALLEY DR, WESTMINSTER, MD 21157-7930

Mortgage

Document Number	0110910498
Date	Aug 10, 2023
Instrument	11091-0498

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1602 VALLEY DR, WESTMINSTER, MD 21157-7930
Document Number	0099120256
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Nov 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1602 VALLEY DR WESTMINSTER MD 211577930, WESTMINSTER, MD 21157-7930

Mortgage

Document Number	0099120256
Date	Oct 22, 2020
Book Page	009912/000256

Lender

Name	SECURE ONE CAP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2050

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,295.00 (+7.05%)	$378,200 (+7.17%)	$403,500 (-) Land $173,400 Building $230,100
2025	$4,012.00 (+16.29%)	$352,900 (+15.58%)	$403,500 (+23.17%) Land $173,400 Building $230,100
2023	$3,450.00 (+7.88%)	$305,333 (+7.87%)	$327,600 (-) Land $173,400 Building $154,200
2022	$3,198.00	$283,067	$327,600 Land $173,400 Building $154,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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