1606 Valley Dr, Westminster, MD 21157 Property Records

Carroll County property record for 1606 Valley Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,144 sqft · built 1973
Lot Size	0.819 acres (35,675 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jun 2001)
Tax Bill	$3,464 (2026)
Deeds & Mortgages	Jun 2022 Transfer Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-012958`

Property Details

APN / Parcel Number

Primary APN	`09-012958`
Alternative APNs	`9012958` `012958`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,144 sqft Total Area
Basement Area	200 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	35,675 sqft (0.819 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	012958
Street Address	1606 VALLEY DR
City	WESTMINSTER
State	MD
Zip	21157-7930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 21 - 35675 SQ FT 1606 VALLEY DR 11-24 SEC WINFIELD HEIGHTS
Legal Subdivision	WINFIELD HEIGHTS
Legal Lot Number	21
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2018
Census Tract	509001

Owner

1606 Valley Dr is owned and occupied by an individual who acquired it in May 2022.

Source: Carroll County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1606 VALLEY DR, WESTMINSTER, MD 21157-7930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2022	Intrafamily Transfer, Transfer
Jan 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2001 · Amount on File
Deed Sale	Jun 26, 2001 · Amount on File
Deed Document Number	20015132
Deed Book / Page	2579 / 413
Last Transfer Date	May 20, 2022
Transfer Doc	0108170340
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Jun 23, 2022
Property Address	1606 VALLEY DR, WESTMINSTER, MD 21157-7930
Document Number	0108170340
Book / Page	10817 / 340
Map Reference	MB 11 PG 24
Instrument Date	May 20, 2022
Transaction Type	Transfer
Record Updated	Jul 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1606 VALLEY DRIVE, BALTIMORE, MD 21215

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	1606 VALLEY DR, WESTMINSTER, MD 21157-7930
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095470030
Date	Jan 22, 2020
Book Page	9547/0030

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 1606 Valley Dr was $3,464 with a homeowner's exemption, up 4.9% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,464.00 (+4.87%) Homeowner's exemption	$323,467 (+4.67%)	$337,900 (-) Land $172,700 Building $165,200
2025	$3,303.00 Homeowner's exemption	$309,033	$337,900 Land $172,700 Building $165,200
2023	$3,110.00 Homeowner's exemption	$275,233	$294,600 Land $172,700 Building $121,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1606 Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1606 Valley Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Dr

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