1610 Valley Dr, Westminster, MD 21157 Property Records

Carroll County property record for 1610 Valley Dr, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 994 sqft · built 1973
Lot Size	0.774 acres (33,715 sqft)
Owner	2 Individual Names on File
Last Sale	$339,900 (Jan 2022)
Tax Bill	$3,955 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-012818`

Property Details

APN / Parcel Number

Primary APN	`09-012818`
Alternative APN	`012818`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	994 sqft Total Area
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	33,715 sqft (0.774 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Area	612 sqft
Deck Area	200 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	012818
Street Address	1610 VALLEY DR
City	WESTMINSTER
State	MD
Zip	21157-7930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 19 - 33715 SQ FT 1610 VALLEY DR 11-24 SC WINFIELD HEIGHTS
Legal Subdivision	WINFIELD HEIGHTS SECTION 3
Legal Lot Number	19
Jurisdiction	CARROLL MD
Township / Civil Division	9, FRANKLIN
Census Block Group	2
Census Block	2018
Census Tract	509001

Owner

1610 Valley Dr is owned and occupied by two individuals who bought it in January 2022.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1610 VALLEY DR, WESTMINSTER, MD 21157-7930
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2022 · Amount on File
Deed Sale	Jan 10, 2022 · Amount on File
Prior Sale	Jun 4, 2004 · Amount on File
Deed Book / Page	10634 / 304
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 10, 2022
Property Address	1610 VALLEY DR, WESTMINSTER, MD 21157-7930
Document Number	0106340304
Book / Page	10634 / 304
Map Reference	MB 11 PG 24
Instrument Date	Dec 29, 2021
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1610 VALLEY DR, WESTMINSTER, MD 21157-7930

Mortgage

Document Number	0010634310
Date	Jan 10, 2022
Instrument	10634/310

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1610 Valley Dr was $3,955, up 3.7% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,955.00 (+3.7%)	$347,800 (+3.76%)	$360,400 (-) Land $170,900 Building $189,500
2025	$3,814.00	$335,200	$360,400 Land $170,900 Building $189,500
2023	$3,360.00	$297,400	$322,600 Land $170,900 Building $151,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1610 Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1610 Valley Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Dr

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