1605 Ruth Ave, Cincinnati, OH 45207 Property Records

Hamilton County property record for 1605 Ruth Ave, Cincinnati, OH 45207

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,651 sqft · built 1890
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on File
Last Sale	$368,750 (Nov 2025)
Tax Bill	$3,211 (2025)
Deeds & Mortgages	Nov 2025 Sale Jun 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-0005-0043-00`

Property Details

APN / Parcel Number

Primary APN	`054-0005-0043-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,651 sqft Living Area
Gross Area	3,720 sqft
1st Floor Area	1,069 sqft
2nd Floor Area	1,069 sqft
Attic	Attic
Attic Area	513 sqft
Basement Area	1,069 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,009 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Porch	Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1605 RUTH AVE
City	CINCINNATI
State	OH
Zip	45207-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	1605 RUTH AVE 50 X 100 LOT 6 MEYERS BROOKS & FECHHEIMER RESUB
Legal Subdivision	BROOKS & FECHHEIMER RESUB
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1005
Census Tract	3900

Owner

1605 Ruth Ave is owned and occupied by two individuals who bought it in November 2025.

Source: Hamilton County records, as of July 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1605 RUTH AVE, CINCINNATI, OH 45207-1514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Warranty Deed, Transfer
Jun 29, 2023	Deed of Trust, Mortgage · Line of Credit THE NORTH SIDE BANK & TRUST CO
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW FOUNDATION SAVINGS BANK
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTH SIDE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on File
Deed Sale	Nov 3, 2025 · Amount on File
Prior Sale	Jul 9, 2025 · Amount on File
Deed Document Number	202585269
Deed Book / Page	15535 / 600
Prior Transfer Date	Mar 21, 2007
Prior Transfer Doc	0000096286
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 3, 2025
Property Address	1605 RUTH AVE, CINCINNATI, OH 45207-1514
Document Number	0000085269
Book / Page	15535 / 600
Map Reference	MB 11 PG 32
Instrument Date	Oct 27, 2025
Instrument	2025-0085269
Transaction Type	Transfer
Record Updated	Dec 19, 2025

Transaction

Amount	Amount on Record
Tax	$368.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1605 RUTH AVE, CINCINNATI, OH 45207-1514

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1605 RUTH AVE, CINCINNATI, OH 45207-1514
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1605 RUTH AVE, CINCINNATI, OH 45207-1514

Mortgage

Document Number	0000044933
Date	Jun 29, 2023
Book Page	14947/1385
Instrument	2023-0044933

Lender

Name	THE NORTH SIDE BANK & TRUST CO
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1605 RUTH AVE, CINCINNATI, OH 45207-1514
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108484
Date	Oct 19, 2020
Book Page	14277/2899
Instrument	2020-0108484

Lender

Name	NEW FOUNDATION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1605 RUTH AVE, CINCINNATI, OH 45207-1514
Document Number	0000077559
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Oct 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1605 RUTH AVE CINCINNATI OH 452071514, CINCINNATI, OH 45207-1514

Mortgage

Document Number	0000077559
Date	Aug 6, 2020
Book Page	014226/000535
Instrument	77559

Lender

Name	NORTH SIDE BK
Type	Bank
Address	CINCINNATI, OH 45223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 5, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 1605 Ruth Ave was $3,211, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,211.00 (+3.11%)	$52,011 (+%) Land $6,948 Building $45,063	$148,600 Land $19,850 Building $128,750
2024	$3,114.00 (-2.2%)	$52,009 (-) Land $6,947 Building $45,062
2023	$3,184.00 (+110.58%)	$52,009 (+135.9%) Land $6,947 Building $45,062	$148,600 Land $19,850 Building $128,750
2022	$1,512.00 Homeowner's exemption	$22,047 Land $5,044 Building $17,003
2020			$62,990 Land $14,410 Building $48,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1605 Ruth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1605 Ruth Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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