1616 Ruth Ave, Cincinnati, OH 45207 Property Records

Hamilton County property record for 1616 Ruth Ave, Cincinnati, OH 45207

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,507 sqft · built 1903
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,797 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-0005-0050-00`

Property Details

APN / Parcel Number

Primary APN	`054-0005-0050-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	3,507 sqft Living Area
1st Floor Area	1,299 sqft
2nd Floor Area	2,208 sqft
Upper Floors Area	672 sqft
Basement Area	1,299 sqft

Exterior

Year Built	Built 1903
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Porch	Porch
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1616 RUTH AVE
City	CINCINNATI
State	OH
Zip	45207-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1616 RUTH AVE 50 X 115 LOT 10 MEYERS-BROOKS FECHHEIMER RESUB
Legal Subdivision	MEYERS BROOKS & FECHHEIMER
Legal Lot Number	10
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1006
Census Tract	3900

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1616 RUTH AVE, CINCINNATI, OH 45207-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Aug 22, 2017	Warranty Deed, Transfer THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2017
Deed Sale	Aug 22, 2017
Prior Sale	Aug 2, 2010
Deed Document Number	0000076818
Deed Book / Page	013486 / 002097
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1616 RUTH AVE, CINCINNATI, OH 45207-1515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200104060
Date	Oct 8, 2020
Book Page	14270/499
Instrument	2020-0104060

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 22, 2017
Property Address	1616 RUTH AVE, CINCINNATI, OH 45207-1515
Document Number	0000076818
Book / Page	013486 / 002097
Instrument Date	Aug 18, 2017
Instrument	76818
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 RUTH AVE CINCINNATI OH 452071515, CINCINNATI, OH 45207-1515

Mortgage

Document Number	76819
Date	Aug 22, 2017
Book Page	013486/002099
Instrument	76819

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,797.00 (+0.14%)	$140,217 (+%) Land $7,416 Building $132,801
2024	$2,793.00 (-0.18%)	$140,216 (-) Land $7,416 Building $132,800
2023	$2,798.00 (+144.15%)	$140,216 (+35.12%) Land $7,416 Building $132,800	$400,620 (+35.13%) Land $21,190 Building $379,430
2022	$1,146.00	$103,769 Land $6,017 Building $97,752
2020			$296,480 Land $17,190 Building $279,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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