1603 Ruth Ave, Cincinnati, OH 45207 Property Records

Hamilton County property record for 1603 Ruth Ave, Cincinnati, OH 45207

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,479 sqft · built 1905
Lot Size	0.114 acres (5,009 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Jun 2022)
Tax Bill	$3,380 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-0005-0042-00`

Property Details

APN / Parcel Number

Primary APN	`054-0005-0042-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,479 sqft Living Area
1st Floor Area	1,403 sqft
2nd Floor Area	1,403 sqft
Attic	Attic
Attic Area	673 sqft
Basement Area	1,403 sqft

Exterior

Year Built	Built 1905
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	5,009 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1603 RUTH AVE
City	CINCINNATI
State	OH
Zip	45207-1514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X100 LT 5 MEYER,BROOKS,FECHHEIMER RESUBN 14-17- 45-50 COR WOODBURN&RUTH
Legal Subdivision	MEYERS BROOKS & FECHHEIMER
Legal Lot Number	5
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1005
Census Tract	3900

Owner

1603 Ruth Ave is owned and occupied by an individual who bought it in June 2022.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1603 RUTH AVE, CINCINNATI, OH 45207-1514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jun 24, 2022	Survivorship Deed, Transfer · Conventional Mortgage PENTAGON FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Prior Sale	Sep 1, 2016
Deed Document Number	0000062652
Deed Book / Page	14695 / 1191
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1603 RUTH AVE, CINCINNATI, OH 45207-1514
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026840
Date	Mar 3, 2021
Book Page	14366/924
Instrument	2021-0026840

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2051

June 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 24, 2022
Property Address	1603 RUTH AVE, CINCINNATI, OH 45207-1514
Document Number	0000062652
Book / Page	14695 / 1191
Map Reference	MB 11 PG 32
Instrument Date	Jun 1, 2022
Instrument	2022-0062652
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	AMERICAN HOMELAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1603 RUTH AVE, CINCINNATI, OH 45207-1514

Mortgage

Document Number	0000062653
Date	Jun 24, 2022
Instrument	2022-0062653

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1603 Ruth Ave was $3,380, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,380.00 (+3.08%)	$150,500 (+%) Land $6,947 Building $143,553
2024	$3,279.00 (-2.18%)	$150,499 (-) Land $6,947 Building $143,552
2023	$3,352.00 (+29.62%)	$150,499 (+48.92%) Land $6,947 Building $143,552	$430,000 Land $19,850 Building $410,150
2022	$2,586.00	$101,060 Land $5,044 Building $96,016
2020			$288,740 Land $14,410 Building $274,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1603 Ruth Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1603 Ruth Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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