1608 Ruth Ave, Cincinnati, OH 45207 Property Records

Hamilton County property record for 1608 Ruth Ave, Cincinnati, OH 45207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,791 sqft · built 1906
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$223,000 (Apr 2021)
Tax Bill	$4,811 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit May 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`054-0005-0048-00`

Property Details

APN / Parcel Number

Primary APN	`054-0005-0048-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,791 sqft Living Area
Gross Area	2,501 sqft
1st Floor Area	770 sqft
2nd Floor Area	690 sqft
Attic	Attic
Attic Area	331 sqft
Basement Area	710 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,750 sqft (0.132 acres)
Lot Dimensions	115 ft deep x 50 ft wide
Porch	Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1608 RUTH AVE
City	CINCINNATI
State	OH
Zip	45207-1515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMX
Legal Description	1608 RUTH AVE 50 X 115 LOT 12 MEYERS BROOKS &
Legal Lot Number	12
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1006
Census Tract	3900

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1608 RUTH AVE, CINCINNATI, OH 45207-1515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
May 17, 2022	Transfer on Death Deed, Transfer
Apr 8, 2021	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Feb 3, 2020	Warranty Deed, Transfer RIVERTOWNE TITLE LLC
Jan 3, 2020	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS
Nov 7, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2021 · Amount on Record
Deed Sale	Apr 8, 2021 · Amount on Record
Prior Sale	Feb 3, 2020 · Amount on Record
Deed Document Number	202144380
Deed Book / Page	14392 / 2530
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1608 RUTH AVE, CINCINNATI, OH 45207-1515
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 RUTH AVE, CINCINNATI, OH 45207-1515

Mortgage

Document Number	0000073494
Date	Sep 23, 2025
Book Page	15506/353
Instrument	2025-0073494

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 19, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	May 17, 2022
Property Address	1608 RUTH AVE, CINCINNATI, OH 45207-1515
Document Number	0000049388
Book / Page	14669 / 2584
Map Reference	MB 11 PG 32
Instrument Date	May 16, 2022
Instrument	2022-0049388
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 8, 2021
Property Address	1608 RUTH AVE, CINCINNATI, OH 45207-1515
Document Number	0000044380
Book / Page	14392 / 2530
Map Reference	MB 11 PG 32
Instrument Date	Mar 25, 2021
Instrument	2021-0044380
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$669.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1608 RUTH AVE, CINCINNATI, OH 45207-1515

Mortgage

Document Number	0000044381
Date	Apr 8, 2021
Instrument	2021-0044381

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Feb 3, 2020
Property Address	1608 RUTH AVE, CINCINNATI, OH 45207-1515
Document Number	0000011462
Book / Page	014096 / 002472
Instrument Date	Jan 22, 2020
Instrument	11462
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	RIVERTOWNE TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1608 RUTH AVE CINCINNATI OH 452071515, CINCINNATI, OH 45207-1515
Investor	Possibly a Property Investor

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 3, 2020
Property Address	1608 RUTH AVE, CINCINNATI, OH 45207-1515
Document Number	0000000769
Book / Page	014076 / 001532
Instrument Date	Dec 26, 2019
Instrument	769
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$192.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3462 WOODBURN AVE CINCINNATI OH 452071540, CINCINNATI, OH 45207-1540

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 7, 2019
Property Address	1608 RUTH AVE, CINCINNATI, OH 45207-1515
Document Number	0000097681
Book / Page	014040 / 000158
Instrument Date	Oct 29, 2019
Instrument	97681
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$187.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1608 RUTH AVE CINCINNATI OH 452071515, CINCINNATI, OH 45207-1515

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,811.00 (+3.13%)	$78,051 (+%) Land $7,417 Building $70,634	$223,000 (-) Land $21,190 Building $201,810
2024	$4,665.00 (-2.2%)	$78,049 (-) Land $7,416 Building $70,633
2023	$4,770.00 (+165.29%)	$78,049 (+197.33%) Land $7,416 Building $70,633	$223,000 (+197.33%) Land $21,190 Building $201,810
2022	$1,798.00 Homeowner's exemption	$26,250 Land $5,383 Building $20,867
2020			$75,000 Land $15,380 Building $59,620

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 725 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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