St. Louis County property record for 16038 Pine Terrace Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 5,306 sqft · built 1996 |
| Lot Size | 0.87 acres (37,897 sqft) |
| Owner | Company Name on Record |
| Last Sale | $307,500 (Jul 1998) |
| Tax Bill | $8,429 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25T-64-0211 |
| Primary APN | 25T-64-0211 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 5,306 sqft Living Area |
| Gross Area | 5,936 sqft |
| 1st Floor Area | 2,472 sqft |
| Basement Area | 1,400 sqft |
| Finished Basement | 1,400 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 37,897 sqft (0.87 acres) |
| Lot Dimensions | 202 ft deep x 172 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 630 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 368 sqft |
| Deck Area | 145 sqft |
| Patio Area | 147 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 16038 PINE TERRACE DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-6074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PINE RIDGE TRAILS PLAT ONE LOT 4 |
| Legal Subdivision | PINE RIDGE TRAILS PLAT ONE |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MERAMEC |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 217921 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 16038 PINE TERRACE DR, BALLWIN, MO 63021-6074 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| Nov 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO |
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 1998 · Amount on Record |
| Deed Sale | Jul 9, 1998 · Amount on Record |
| Deed Document Number | 1998259 |
| Deed Book / Page | 1671 / 1538 |
| Prior Transfer Date | Jun 15, 1998 |
| Prior Transfer Doc | 0000000259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16038 PINE TERRACE DR, BALLWIN, MO 63021-6074 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Title Company | INVESTORS TITLE COMPANY-CLAYTON, INVESTORS TITLE CO CLAYTON |
| Name | Verified Name |
|---|---|
| Address | 16038 PINE TERRACE DR, BALLWIN, MO 63021-6074 |
| Document Number | 0252040046 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 25204/46 |
| Instrument | 2021110800006 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16038 PINE TERRACE DR, BALLWIN, MO 63021-6074 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | INVESTORS TITLE CO CLAYTON |
| Name | Verified Name |
|---|
| Document Number | 0240140217 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 24014/217 |
| Instrument | 2020042200020 |
| Name | DELMAR FINANCIAL CO |
|---|---|
| Type | Funding / Finance Company |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,880 (+11.05%) Land $46,060 Building $90,820 | $720,400 (+11.05%) Land $242,400 Building $478,000 | |
| 2025 | $8,429.00 (+11.76%) | $123,260 (+14.06%) Land $46,060 Building $77,200 | $648,700 (+14.05%) Land $242,400 Building $406,300 |
| 2024 | $7,542.00 (+0.08%) | ||
| 2023 | $7,536.00 (+14.03%) | $108,070 (+22.32%) Land $25,590 Building $82,480 | $568,800 (+22.32%) Land $134,700 Building $434,100 |
| 2022 | $6,609.00 | $88,350 Land $15,350 Building $73,000 | |
| 2021 | $465,000 Land $80,800 Building $384,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 23 (1982–2017) |
| Claims Outside the SFHA | 9 of 23 |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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