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16020 Pine Terrace Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 16020 Pine Terrace Dr, Ballwin, MO 63021

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 4,885 sqft · built 1995
Lot Size1.08 acres (47,045 sqft)
Owner2 Individual Names on Record
Last Sale$577,000 (Jan 2022)
Tax Bill$7,530 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24T-32-0583

Property Details

APN / Parcel Number

Primary APN24T-32-0583

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area4,885 sqft Living Area
Gross Area5,555 sqft
1st Floor Area2,453 sqft
Basement Area1,200 sqft
Finished Basement1,200 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Construction TypeFrame
Foundation TypeRaised
Lot Area47,045 sqft
Lot Dimensions283 ft deep x 548 ft wide
Garage TypeAttached
Garage Area670 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area378 sqft
Patio Area280 sqft
Balcony Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address16020 PINE TERRACE DR
CityBALLWIN
StateMO
Zip63021-6074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPINE RIDGE TRAILS PLAT ONE LOT 1
Legal SubdivisionPINE RIDGE TRAILS PLAT ONE
Legal Lot Number1
JurisdictionST LOUIS MO
Township / Civil DivisionMERAMEC
Census Block Group3
Census Block3000
Census Tract217921

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address16020 PINE TERRACE DR, BALLWIN, MO 63021-6074
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2022 · Amount on Record
Deed SaleJan 7, 2022 · Amount on Record
Prior SaleJun 26, 2008 · Amount on Record
Deed Document Number20221773
Deed Book / Page25318 / 444
Prior Transfer DateOct 18, 2001
Prior Transfer Doc0000001880
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateJan 7, 2022
Property Address16020 PINE TERRACE DR, BALLWIN, MO 63021-6074
Document Number0253180444
Book / Page25318 / 444
Map ReferenceMB 335 PG 99-101
Instrument DateDec 30, 2021
Instrument2022010700073
Transaction TypeTransfer
Record UpdatedJun 7, 2022
Title CompanyDUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13912 REFLECTION DR APT 324, 13912, BALLWIN, MO 63021-8049

Transferred To (Grantee/Buyer)

NameVerified Name
Address16020 PINE TERRACE DR, BALLWIN, MO 63021-6074

Mortgage

Document Number2022010700074
DateJan 7, 2022
Instrument2022010700074
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2037

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$126,590 (-) Land $48,390 Building $78,200$666,300 (-) Land $254,700 Building $411,600
2025$7,530.00 (+0.09%)$126,590 (+17.43%) Land $48,390 Building $78,200$666,300 (+17.43%) Land $254,700 Building $411,600
2024$7,523.00 (+0.08%)
2023$7,517.00 (+11.48%)$107,800 (+19.59%) Land $26,900 Building $80,900$567,400 (+19.6%) Land $141,600 Building $425,800
2022$6,743.00$90,140 Land $16,150 Building $73,990
2021$474,400 Land $85,000 Building $389,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims23 (1982–2017)
Claims Outside the SFHA9 of 23
Most Recent ClaimMay 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 6 claims
  • Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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