16027 Pine Terrace Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 16027 Pine Terrace Dr, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 5,426 sqft · built 1996
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,415 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24T-32-0606`

Property Details

APN / Parcel Number

Primary APN	`24T-32-0606`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	18 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	5,426 sqft Living Area
Gross Area	6,314 sqft
1st Floor Area	2,358 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	24,394 sqft (0.56 acres)
Lot Dimensions	160 ft deep x 274 ft wide
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	454 sqft
Patio Area	200 sqft
Balcony Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	16027 PINE TERRACE DR
City	BALLWIN
State	MO
Zip	63021-6081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PINE RIDGE TRAILS PLAT ONE LOT 31
Legal Subdivision	PINE RIDGE TRAILS PLAT ONE
Legal Lot Number	31
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3000
Census Tract	217921

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16027 PINE TERRACE DR, BALLWIN, MO 63021-6081
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2018
Deed Sale	Dec 20, 2018
Deed Document Number	2018434
Deed Book / Page	23328 / 2256
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	16027 PINE TERRACE DR, BALLWIN, MO 63021-6081
Transaction Type	Mortgage
Record Updated	Aug 16, 2023
Title Company	PRIORITY TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16027 PINE TERRACE DR, BALLWIN, MO 63021-6081

Mortgage

Document Number	0252605262
Date	Dec 8, 2021
Book Page	25260/5262
Instrument	2021120800882

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$121,740 (-) Land $42,240 Building $79,500	$640,700 (-) Land $222,300 Building $418,400
2025	$7,415.00 (+0.08%)	$121,740 (+14.68%) Land $42,240 Building $79,500	$640,700 (+14.68%) Land $222,300 Building $418,400
2024	$7,409.00 (+0.08%)
2023	$7,403.00 (+11.44%)	$106,160 (+19.54%) Land $23,470 Building $82,690	$558,700 (+19.53%) Land $123,500 Building $435,200
2022	$6,643.00	$88,810 Land $14,080 Building $74,730
2021			$467,400 Land $74,100 Building $393,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	23 (1982–2017)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims Severe Storms, Tornadoes, Flooding, Apr 1994 · 6 claims Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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