16026 Pine Terrace Dr, Ballwin, MO 63021 Property Records

St. Louis County property record for 16026 Pine Terrace Dr, Ballwin, MO 63021

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 4,212 sqft · built 1995
Lot Size0.97 acres (42,253 sqft)
OwnerIndividual Name on Record
Last Sale$429,500 (Nov 2000)
Tax Bill$9,291 (2025)
Deeds & MortgagesAug 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN24T-32-0594

Property Details

APN / Parcel Number

Primary APN24T-32-0594

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures20 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area4,916 sqft Living Area
Gross Area5,598 sqft
1st Floor Area1,523 sqft
Basement Area704 sqft
Finished Basement704 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeRaised
Lot Area42,253 sqft (0.97 acres)
Lot Dimensions218 ft deep x 113 ft wide
Garage TypeAttached
Garage Area682 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area40 sqft
Deck Area144 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address16026 PINE TERRACE DR
CityBALLWIN
StateMO
Zip63021-6074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionPINE RIDGE TRAILS PLAT ONE LOT 2
Legal SubdivisionPINE RIDGE TRAILS PLAT ONE
Legal Lot Number2
JurisdictionST LOUIS MO
Township / Civil DivisionMERAMEC
Census Block Group3
Census Block3000
Census Tract217921

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16026 PINE TERRACE DR, BALLWIN, MO 63021-6074
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 1, 2000 · Amount on Record
Deed SaleNov 1, 2000 · Amount on Record
Prior SaleSep 8, 1997 · Amount on Record
Deed Document Number2000931
Deed Book / Page2745 / 1823
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address16026 PINE TERRACE DR, BALLWIN, MO 63021-6074
Document Number0226840441
Book / Page022684 / 000441
Instrument DateAug 28, 2017
Transaction TypeMortgage
Record UpdatedSep 13, 2017
Title CompanyINTEGRITY TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address16026 PINE TERRACE DR BALLWIN MO 630216074, BALLWIN, MO 63021-6074

Mortgage

Document Number0226840441
DateSep 7, 2017
Book Page022684/000441
Instrument189
Lender
NameF&B ACQUISITION
AddressSAINT LOUIS, MO 63131
Agreement
AmountAmount Recorded
Term180 Months
DueSep 6, 2032

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$135,910 (-) Land $47,180 Building $88,730$715,300 (-) Land $248,300 Building $467,000
2025$9,291.00 (+23.55%)$135,910 (+26.13%) Land $47,180 Building $88,730$715,300 (+26.13%) Land $248,300 Building $467,000
2024$7,520.00 (+0.08%)
2023$7,514.00 (+3.51%)$107,750 (+11.03%) Land $26,200 Building $81,550$567,100 (+11.02%) Land $137,900 Building $429,200
2022$7,259.00$97,050 Land $15,730 Building $81,320
2021$510,800 Land $82,800 Building $428,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims23 (1982–2017)
Claims Outside the SFHA9 of 23
Most Recent ClaimMay 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 6 claims
  • Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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