St. Louis County property record for 16032 Pine Terrace Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,491 sqft · built 1995 |
| Lot Size | 1.13 acres (49,658 sqft) |
| Owner | Company Name on File |
| Last Sale | $440,000 (Aug 2012) |
| Tax Bill | $9,660 (2025) |
| Deeds & Mortgages | Jul 2022 Transfer Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25T-64-0200 |
| Primary APN | 25T-64-0200 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,491 sqft Living Area |
| Gross Area | 5,162 sqft |
| 1st Floor Area | 2,505 sqft |
| Basement Area | 900 sqft |
| Finished Basement | 900 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 49,658 sqft |
| Lot Dimensions | 259 ft deep x 83 ft wide |
| Garage Type | Attached |
| Garage Area | 671 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 386 sqft |
| Patio Area | 128 sqft |
| Balcony Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 16032 PINE TERRACE DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-6074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PINE RIDGE TRAILS PLAT ONE LOT 3 |
| Legal Subdivision | PINE RIDGE TRAILS PLAT ONE |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MERAMEC |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 217921 |
16032 Pine Terrace Dr is owned by a company that acquired it in June 2022 and is owner-occupied.
Source: St. Louis County records, as of October 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 16032 PINE TERRACE DR, BALLWIN, MO 63021-6074 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jul 1, 2022 | Intrafamily Transfer, Transfer |
| Jun 19, 2020 | Deed of Trust, Mortgage IBERIABANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2012 · Amount on File |
| Deed Sale | Aug 15, 2012 · Amount on File |
| Deed Document Number | 2012537 |
| Deed Book / Page | 20116 / 841 |
| Last Transfer Date | Jun 30, 2022 |
| Transfer Doc | 0000000035 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 1, 2022 |
| Property Address | 16032 PINE TERRACE DR, BALLWIN, MO 63021-6074 |
| Document Number | 2022070100035 |
| Map Reference | MB 335 PG 99-101 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022070100035 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16032 PINE TERRACE DR, 16032, BALLWIN, MO 63021-6074 |
| Name | Verified Name |
|---|---|
| Address | 16032 PINE TERRACE DR, BALLWIN, MO 63021-6074 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16032 PINE TERRACE DR, BALLWIN, MO 63021-6074 |
| Document Number | 0241680440 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2020 |
| Title Company | CONTINENTAL TITLE HOLDING COMPANY, CONTINENTAL TITLE HOLDING CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16032 PINE TERRACE DR BALLWIN MO 630216074, BALLWIN, MO 63021-6074 |
| Document Number | 0241680440 |
|---|---|
| Date | Aug 4, 2020 |
| Book Page | 024168/000440 |
| Instrument | 997 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, LA 70501 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Aug 3, 2035 |
The 2025 property tax bill for 16032 Pine Terrace Dr was $9,660, up 15.2% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $141,330 (-) Land $49,080 Building $92,250 | $743,800 (-) Land $258,300 Building $485,500 | |
| 2025 | $9,660.00 (+15.15%) | $141,330 Land $49,080 Building $92,250 | $743,800 Land $258,300 Building $485,500 |
| 2024 | $8,389.00 (+0.08%) | ||
| 2023 | $8,382.00 (+15.92%) | $120,240 (+24.38%) Land $27,270 Building $92,970 | $632,800 Land $143,500 Building $489,300 |
| 2022 | $7,231.00 | $96,670 Land $16,380 Building $80,290 | |
| 2021 | $508,800 Land $86,200 Building $422,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16032 Pine Terrace Dr in Zone X, an area of minimal flood risk, though there have been 23 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 23 (1982–2017) |
| Claims Outside the SFHA | 9 of 23 |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16032 Pine Terrace Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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