St. Louis County property record for 16012 Pine Terrace Dr, Ballwin, MO 63021
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 4,957 sqft · built 1997 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $337,500 (Mar 2010) |
| Tax Bill | $7,875 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24T-32-0651 |
| Primary APN | 24T-32-0651 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,957 sqft Living Area |
| Gross Area | 5,608 sqft |
| 1st Floor Area | 1,368 sqft |
| Basement Area | 1,100 sqft |
| Finished Basement | 1,100 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 33,106 sqft (0.76 acres) |
| Lot Dimensions | 228 ft deep x 145 ft wide |
| Terrain | Above Road/Slope |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 651 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 216 sqft |
|---|---|
| Porch | Porch |
| Patio Area | 36 sqft |
| Poultry House | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 16012 PINE TERRACE DR |
|---|---|
| City | BALLWIN |
| State | MO |
| Zip | 63021-6074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | PINES AT KIEFER CREEK PLAT TWO (THE) LOT 37 |
| Legal Subdivision | PINES AT KIEFER CREEK PLAT TWO (THE) |
| Legal Lot Number | 37 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | MERAMEC |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 217921 |
Source: St. Louis County records, as of October 31, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16012 PINE TERRACE DR, BALLWIN, MO 63021-6074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO |
| Jul 26, 2021 | Beneficiary Deed, Transfer |
| Jun 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Jul 7, 2017 | Deed of Trust, Mortgage CORNERSTONE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 11, 2010 · Amount on Record |
| Deed Sale | Mar 11, 2010 · Amount on Record |
| Prior Sale | Sep 5, 2001 · Amount on Record |
| Deed Document Number | 2010753 |
| Deed Book / Page | 18829 / 2332 |
| Last Transfer Date | Jul 21, 2021 |
| Transfer Doc | 0245990112 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16012 PINE TERRACE DR, BALLWIN, MO 63021-6074 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | ORNTIC ST LOUIS |
| Name | Verified Name |
|---|---|
| Address | 16012 PINE TERRACE DR, BALLWIN, MO 63021-6074 |
| Document Number | 0246843065 |
|---|---|
| Date | Mar 2, 2021 |
| Book Page | 24684/3065 |
| Instrument | 2021030200360 |
| Name | FIRST STATE BANK OF ST CHARLES MO |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Jul 26, 2021 |
| Property Address | 16012 PINE TERRACE DR, BALLWIN, MO 63021-6074 |
| Document Number | 0245990112 |
| Book / Page | 24599 / 112 |
| Map Reference | MB 342 PG 93&94 |
| Instrument Date | Jul 21, 2021 |
| Instrument | 2021072600202 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 16012 PINE TERRACE DR, BALLWIN, MO 63021-6074 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16012 PINE TERRACE DR, BALLWIN, MO 63021-6074 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ORNTIC ST LOUIS |
| Name | Verified Name |
|---|---|
| Address | 16012 PINE TERRACE DR, BALLWIN, MO 63021-6074 |
| Document Number | 0240720697 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 24072/697 |
| Instrument | 2020060200167 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 16012 PINE TERRACE DR, BALLWIN, MO 63021-6074 |
| Document Number | 0226220495 |
| Book / Page | 022622 / 000495 |
| Instrument Date | Jul 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 16012 PINE TERRACE DR BALLWIN MO 630216074, BALLWIN, MO 63021-6074 |
| Document Number | 0226220495 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 022622/000495 |
| Instrument | 224 |
| Name | CORNERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63005 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 24, 2047 |
Source: St. Louis County assessment roll, as of September 29, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Unified School District | Rockwood R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $136,650 (+21.08%) Land $44,820 Building $91,830 | $719,200 (+21.08%) Land $235,900 Building $483,300 | |
| 2024 | $7,875.00 (+0.08%) | ||
| 2023 | $7,869.00 (+14.83%) | $112,860 (+23.2%) Land $24,890 Building $87,970 | $594,000 (+23.19%) Land $131,000 Building $463,000 |
| 2022 | $6,853.00 | $91,610 Land $14,930 Building $76,680 | |
| 2021 | $482,200 Land $78,600 Building $403,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 23 (1982–2017) |
| Claims Outside the SFHA | 9 of 23 |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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