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1600 16th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1600 16th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1985
Square Footage1,207 sqft Heated Area
Lot Size7,405 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$196,000 (2019)
Tax Bill$2,790.00 (2025)

Property Details

APN / Parcel Number

Primary APN79058
Alternative APN
  • 012630000103070090

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,207 sqft Heated Area
Gross Area1,740 sqft Gross Area
1st Floor1,207 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1985
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.169 acres)
Depth X Width75 ft x 100 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeFinished Garage
Garage Area294 sqft Garage
FenceFence
PorchFinished/Screened Porch
Porch Area239 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number79058
Street Address1600 16TH ST
CitySAINT CLOUD
StateFL
Zip34769-4324
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 307 E 75 OF LOTS 9-12 11/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block307
Legal Lot Number9 10
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1048
Census Tract43400

Owner

Source: Osceola County records · APN 79058

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1600 16TH ST, SAINT CLOUD, FL 34769-4324
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Nov 18, 2019Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 18, 2019 · Amount on Record
Deed SaleNov 18, 2019 · Amount on Record
Prior SaleAug 26, 2016 · Amount on Record
Deed Doc Number2019149507
Deed Book / Page5625 / 0206
Record RefreshedJun 08, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1600 16TH ST, SAINT CLOUD, FL 34769-4324
Transaction TypeMortgage
Record UpdatedMay 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1600 16TH ST, SAINT CLOUD, FL 34769-4324

Mortgage

Document Number0059581184
DateMay 14, 2021
Book Page5958/1184
Instrument2021074465
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term342 Months
DueNov 01, 2049

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateNov 18, 2019
Property Address1600 16TH ST, SAINT CLOUD, FL 34769-4324
Document Number0056250206
Book / Page5625 / 0206
Map ReferenceMB B PG 33&34
Instrument DateOct 23, 2019
Instrument2019149507
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyCELEBRATION TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,372.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address902 DEER GLEN CT, 902, FRUITLAND PARK, FL 34731-6560

Transferred To (Grantee/Buyer)

NameVerified Name
Address1600 16TH ST, SAINT CLOUD, FL 34769-4324

Mortgage

Document Number0005625208
DateNov 18, 2019
Instrument5625/208
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2049

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,790.00 (+6.53%) Homeowner's exemption$198,796 (+5.99%)$276,600 (+9.63%) Land $46,800 Building $229,800
2023$2,619.00 (+3.85%) Homeowner's exemption$187,567 (+3%)$252,300 (+11.74%) Land $42,500 Building $209,800
2022$2,522.00 Homeowner's exemption$182,104$225,800 Land $35,100 Building $190,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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