1207 16th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1207 16th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2002
Square Footage	962 sqft Heated Area
Lot Size	6,970 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$192,000 (2020)
Tax Bill	$2,174.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`79284`
Alternative APN	`012630000103360020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Building Area	962 sqft Heated Area
Gross Area	1,556 sqft Gross Area
1st Floor	962 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2002
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	6,970 sqft (0.16 acres)
Depth X Width	100 ft x 70 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	390 sqft Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	120 sqft Shed
Porch	Open Porch
Porch Area	204 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	79284
Street Address	1207 16TH ST
City	SAINT CLOUD
State	FL
Zip	34769-4419
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 336 W 65 FT LOT 1-4 & E 10 FT OF VACATED ALLEY 11/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	336
Legal Lot Number	1-4 2
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2039
Census Tract	43500

Owner

Source: Osceola County records · APN 79284

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1207 16TH ST, SAINT CLOUD, FL 34769-4419
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2020 · Amount on Record
Deed Sale	Apr 27, 2020 · Amount on Record
Prior Sale	Nov 07, 2001 · Amount on Record
Deed Doc Number	2020057203
Deed Book / Page	5714 / 756
Record Refreshed	Jun 08, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 27, 2020
Property Address	1207 16TH ST, SAINT CLOUD, FL 34769-4419
Document Number	0057140756
Book / Page	5714 / 756
Map Reference	MB B PG 33&34
Instrument Date	Apr 04, 2020
Instrument	2020057203
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,344.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2685 ABSHER RD, 2685, SAINT CLOUD, FL 34771-7715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1207 16TH ST, SAINT CLOUD, FL 34769-4419

Mortgage

Document Number	0057140758
Date	Apr 27, 2020
Instrument	5714/0758

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,174.00 (+6.88%) Homeowner's exemption	$164,388 (+5.99%)	$248,200 (+16.58%) Land $46,800 Building $201,400
2023	$2,034.00 (+4.09%) Homeowner's exemption	$155,103 (+3%)	$212,900 (+16.53%) Land $34,000 Building $178,900
2022	$1,954.00 Homeowner's exemption	$150,586	$182,700 Land $30,600 Building $152,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.