1606 16th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1606 16th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1984
Square Footage	1,092 sqft Heated Area
Lot Size	6,534 sqft (0.15 acres)
Garage	Finished, 286 sqft
Last Sale	$40,000 (2012)
Tax Bill	$3,072.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`79059`
Alternative APN	`012630000103070095`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,092 sqft Heated Area
Gross Area	1,394 sqft Gross Area
1st Floor	1,092 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1984
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,534 sqft (0.15 acres)
Depth X Width	100 ft x 65 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Finished Garage
Garage Area	286 sqft Garage

Exterior Amenities

Fence	Fence
Shed	1 Shed
Shed Area	128 sqft Shed
Porch	Open Porch
Porch Area	16 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	79059
Street Address	1606 16TH ST
City	SAINT CLOUD
State	FL
Zip	34769-4324
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 307 W 65 FT OF LOTS 9-12 11/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	307
Legal Lot Number	9 10
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1048
Census Tract	43400

Owner

Source: Osceola County records · APN 79059

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	1633 E VINE ST STE 121, 121, KISSIMMEE, FL 34744-3736

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 2012 · Amount on Record
Deed Sale	Jul 17, 2012 · Amount on Record
Deed Doc Number	2012105178
Deed Book / Page	4296 / 2796
Record Refreshed	Jun 08, 2026

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	1606 16TH ST, SAINT CLOUD, FL 34769-4324
Document Number	0057790459
Instrument Date	Aug 21, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1633 E VINE ST #121 KISSIMMEE FL 347443736, 121, KISSIMMEE, FL 34744-3736
Investor	Possibly a Property Investor

Mortgage

Document Number	0057790459
Date	Aug 21, 2020
Book Page	005779/000459
Instrument	111031

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,072.00 (+20.33%)	$200,400 (+19.21%) Land $46,800 Building $153,600	$200,400 (+19.21%) Land $46,800 Building $153,600
2023	$2,553.00 (+10.57%)	$168,100 (+11.92%) Land $34,000 Building $134,100	$168,100 (+11.92%) Land $34,000 Building $134,100
2022	$2,309.00	$150,200 Land $30,600 Building $119,600	$150,200 Land $30,600 Building $119,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.