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1307 16th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1307 16th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1978
Square Footage1,040 sqft Heated Area
Lot Size6,534 sqft (0.15 acres)
OccupancyOwner Occupied
Last Sale$90,000 (2016)
Tax Bill$942.00 (2025)

Property Details

APN / Parcel Number

Primary APN79277
Alternative APN
  • 012630000103350015

Interior

Full Baths2 Baths
Building Area1,040 sqft Heated Area
Gross Area1,625 sqft Gross Area
1st Floor1,040 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1978
Exterior MaterialCombination Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,534 sqft (0.15 acres)
Depth X Width100 ft x 65 ft Depth x Width

Exterior Amenities

FenceFence
Shed1 Shed
Shed Area80 sqft Shed
PorchEnclosed Porch
Porch Area475 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number79277
Street Address1307 16TH ST
CitySAINT CLOUD
StateFL
Zip34769-4319
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 335 W 65 FT OF LOTS 1-4 11/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block335
Legal Lot Number1-4 2
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2040
Census Tract43500

Owner

Source: Osceola County records · APN 79277

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1307 16TH ST, SAINT CLOUD, FL 34769-4319
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 12, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FIRST GUARANTY MORTGAGE CORP
Sep 28, 2018Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Jun 30, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 03, 2016 · Amount on Record
Deed SaleFeb 03, 2016 · Amount on Record
Prior SaleAug 12, 1996 · Amount on Record
Deed Doc Number2016016815
Deed Book / Page4908 / 2822
Record RefreshedJun 08, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1307 16TH ST, SAINT CLOUD, FL 34769-4319
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051472770
DateMay 12, 2017
Book Page5147/2770
Instrument2017070810
Lender
NameFIRST GUARANTY MORTGAGE CORP
TypeMortgage Company
AddressVIENNA, VA 22182
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2047

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1307 16TH ST, SAINT CLOUD, FL 34769-4319
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0054090763
DateSep 28, 2018
Book Page5409/0763
Instrument2018146424
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1307 16TH ST, SAINT CLOUD, FL 34769-4319
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057461834
DateJun 30, 2020
Book Page5746/1834
Instrument2020084327
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term340 Months
DueOct 01, 2048

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$942.00 (+9.03%) Homeowner's exemption$95,510 (+5.99%)$193,700 (+18.76%) Land $46,800 Building $146,900
2023$864.00 (+5.75%) Homeowner's exemption$90,116 (+3%)$163,100 (+12.79%) Land $34,000 Building $129,100
2022$817.00 Homeowner's exemption$87,492$144,600 Land $30,600 Building $114,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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