1412 16th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 1412 16th St, Saint Cloud, FL 34769 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 683 sqft · built 1950
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,975 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`79040`

Property Details

APN / Parcel Number

Primary APN	`79040`
Alternative APN	`012630000103050130`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	683 sqft Heated Area
Gross Area	879 sqft
1st Floor Area	683 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	108 sqft
Fence	Fence
Shed	1 Shed
Shed Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	79040
Street Address	1412 16TH ST
City	SAINT CLOUD
State	FL
Zip	34769-4321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 305 LOTS 13 & 14 11/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	305
Legal Lot Number	13 14
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2034
Census Tract	43500

Owner

Source: Osceola County records · APN 79040

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1412 16TH ST, SAINT CLOUD, FL 34769-4321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2023
Deed Sale	Jun 01, 2023
Prior Sale	Jan 09, 2003 · Amount on Record
Deed Document Number	2021101153
Deed Book / Page	5991 / 1212
Prior Transfer Date	Jun 29, 2021
Prior Transfer Doc	2021101153
Record Updated	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 29, 2021
Property Address	1412 16TH ST, SAINT CLOUD, FL 34769-4321
Document Number	0059911212
Book / Page	5991 / 1212
Map Reference	MB B PG 33
Instrument Date	Jun 17, 2021
Instrument	2021101153
Transaction Type	Transfer
Record Updated	Feb 10, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	656 REGENCY WAY, KISSIMMEE, FL 34758-3606

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1412 16TH ST, SAINT CLOUD, FL 34769-4321

Mortgage

Document Number	0059911213
Date	Jun 29, 2021
Instrument	5991/1213

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,975.00 (+4.3%) Homeowner's exemption Senior Citizen's exemption	$189,731 (+5.99%)	$219,400 (+14.51%) Land $46,800 Building $172,600
2023	$3,811.00 (-2.71%) Homeowner's exemption Senior Citizen's exemption	$179,014 (+3%)	$191,600 (+10.24%) Land $34,000 Building $157,600
2022	$3,917.00 Homeowner's exemption	$173,800 Land $30,600 Building $143,200	$173,800 Land $30,600 Building $143,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.