160 Franich Dr, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 160 Franich Dr, Watsonville, CA 95076 · Last verified August 2026

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,523 sqft · built 2004
Lot Size	0.052 acres (2,265 sqft)
Owner	Individual Name on File
Last Sale	$531,000 (Sep 2019)
Tax Bill	$7,851 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2025 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`017-744-15`

Property Details

APN / Parcel Number

Primary APN	`017-744-15`
Alternative APN	`017-744-15-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,523 sqft Living Area
Gross Area	1,923 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Construction Type	Wood
Roof Material	Tile
Lot Area	2,265 sqft (0.052 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	160 FRANICH DR
City	WATSONVILLE
State	CA
Zip	95076-1069
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Subdivision	1445 PH 02
Legal Lot Number	100
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1012
Census Tract	110101

Owner

Source: Santa Cruz County records · APN 017-744-15

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	160 FRANICH DR, WATSONVILLE, CA 95076-1069
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Deed of Trust, Mortgage · Loan Assumption FREEDOM MORTGAGE CORP
Sep 23, 2025	Intrafamily Transfer, Transfer
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage JFQ LENDING INC
May 21, 2020	Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC
Sep 27, 2019	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 27, 2019 · Amount on Record
Deed Sale	Sep 27, 2019 · Amount on Record
Prior Sale	Jun 11, 2004 · Amount on Record
Deed Document Number	201929420
Last Transfer Date	Sep 18, 2025
Transfer Doc	0000020164
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	160 FRANICH DR, WATSONVILLE, CA 95076-1069
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 FRANICH DR, WATSONVILLE, CA 95076-1069

Mortgage

Document Number	0000027595
Date	Dec 12, 2025
Instrument	2025-0027595

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	FISHERS, IN 46037

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	303 Months
Due	Mar 01, 2051

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 23, 2025
Property Address	160 FRANICH DR, WATSONVILLE, CA 95076-1069
Document Number	0000020164
Map Reference	VOL 103 PG 36
Instrument Date	Sep 18, 2025
Instrument	2025-0020164
Transaction Type	Transfer
Record Updated	Oct 30, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	160 FRANICH DR, WATSONVILLE, CA 95076-1069

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	160 FRANICH DR, WATSONVILLE, CA 95076-1069
Transaction Type	Mortgage
Record Updated	Mar 03, 2021
Title Company	AMROCK TITLE CA INC, AMROCK TITLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	160 FRANICH DR, WATSONVILLE, CA 95076-1069

Mortgage

Document Number	0000009466
Date	Feb 16, 2021
Instrument	2021-0009466

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	160 FRANICH DR, WATSONVILLE, CA 95076-1069
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017403
Date	May 21, 2020
Instrument	2020-0017403

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 27, 2019
Property Address	160 FRANICH DR, WATSONVILLE, CA 95076-1069
Document Number	0000029420
Instrument Date	Sep 20, 2019
Instrument	29420
Transaction Type	Transfer
Record Updated	Oct 09, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$584.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	160 FRANICH DR WATSONVILLE CA 950761069, WATSONVILLE, CA 95076-1069

Mortgage

Document Number	29421
Date	Sep 27, 2019
Instrument	29421

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 26, 2049

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$592,340 (+2%) Land $325,787 Building $266,553
2025	$7,851.00 (+12.67%) Homeowner's exemption	$580,726 (+4.04%) Land $319,399 Building $261,327
2023	$6,968.00 (+1.99%) Homeowner's exemption	$558,176 Land $306,997 Building $251,179	$524,520
2022	$6,832.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871101011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Cost	Premium on Record median of 88 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	3 (2022–2023)
Most Recent Claim	Mar 2023, other causes, Severe Storm And Flooding
Claims By Storm	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 304 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Cruzio Internet	Fixed Wireless (unlicensed)	1,000 / 1,000
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
AT&T	DSL	100 / 20

May also be available at this address: Verizon, AT&T, Xfinity, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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