Santa Cruz County property record for 148 Franich Dr, Watsonville, CA 95076
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 4.5 ba · 2,092 sqft · built 2003 |
| Lot Size | 0.043 acres (1,873 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $320,000 (Jun 2013) |
| Tax Bill | $5,522 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 017-744-03 |
| Primary APN | 017-744-03 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 5 Half Baths |
| Building Area | 2,092 sqft Living Area |
| Gross Area | 2,485 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Townhouse |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 1,873 sqft (0.043 acres) |
| Garage Type | Attached |
| Garage Area | 393 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 148 FRANICH DR |
|---|---|
| City | WATSONVILLE |
| State | CA |
| Zip | 95076-1069 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Subdivision | VISTA MONTANA TR 1445 |
| Legal Block | 1 |
| Legal Lot Number | 97 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | WATSONVILLE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 110101 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 148 FRANICH DR, WATSONVILLE, CA 95076-1069 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 5, 2013 · Amount on Record |
| Deed Sale | Jun 5, 2013 · Amount on Record |
| Prior Sale | Oct 29, 2003 · Amount on Record |
| Deed Document Number | 201327967 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 148 FRANICH DR, WATSONVILLE, CA 95076-1069 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 148 FRANICH DR, WATSONVILLE, CA 95076-1069 |
| Document Number | 0000022410 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 2021-0022410 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 266 Months |
| Due | Jun 1, 2043 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Watsonville City |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $401,938 (+2%) Land $200,969 Building $200,969 | ||
| 2025 | $5,522.00 (+12.97%) Homeowner's exemption | $394,058 (+4.04%) Land $197,029 Building $197,029 | |
| 2023 | $4,888.00 (+2.11%) Homeowner's exemption | $378,756 Land $189,378 Building $189,378 | $497,250 |
| 2022 | $4,787.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 88 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 3 (2022–2023) |
| Most Recent Claim | Mar 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.4% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Cruzio Fixed Wireless | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks, Verizon, Xfinity.
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