160 Bear Gulch Rd, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 160 Bear Gulch Rd, Summit, NY 12175

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,640 sqft · built 1990
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$148,500 (Feb 2006)
Tax Bill	$5,848 (2026)
Flood Zone	Zone X (minimal risk)
APN	`434800 111.-2-3`

Property Details

APN / Parcel Number

Primary APN	`434800 111.-2-3`
Alternative APNs	`480011100000020030000000` `545J190018`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	217,800 sqft (5 acres)
Lot Width	766 ft Width
Garage Type	Detached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	545J190018
Street Address	160 BEAR GULCH RD
City	SUMMIT
State	NY
Zip	12175-2702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1013
Census Tract	740500

Owner

Source: Schoharie County and Summit Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	160 BEAR GULCH RD, SUMMIT, NY 12175-2702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2006 · Amount on Record
Deed Sale	Feb 27, 2006 · Amount on Record
Deed Book / Page	806 / 199
Last Transfer Date	Nov 18, 2013
Transfer Doc	0000000966/000000005
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Summit Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,848.00 (+0.19%) Homeowner's exemption Veteran's exemption
2025	$5,837.00 (+19.51%)	$91,300 (-9.87%) Land $13,600 Building $77,700	$237,143 (+0.08%) Land $35,325 Building $201,818
2023		$101,300 Land $13,600 Building $87,700	$236,959 Land $31,813 Building $205,146
2020	$4,884.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MIDTEL Fiber	500 / 100
Verizon Fixed Wireless	300 / 20