226 Bear Gulch Rd, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 226 Bear Gulch Rd, Summit, NY 12175

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 756 sqft · built 1981
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on Record
Tax Bill$2,606 (2025)
Flood ZoneZone X (minimal risk)
APN434800 111.2-1-4

Property Details

APN / Parcel Number

Primary APN434800 111.2-1-4
Alternative APNs
  • 480011100200010040000000
  • 545J100623

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area756 sqft Living Area
1st Floor Area643 sqft
Upper Floors Area113 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRustic
Exterior MaterialWood
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions120 ft deep x 55 ft wide
PorchSlab
Porch Area100 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerSeptic
Water SourceWell

Location & Zoning

Account Number545J100623
Street Address226 BEAR GULCH RD
CitySUMMIT
StateNY
Zip12175-2703
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01 - NOT Z
Legal Block1
Legal Lot Number4.000
JurisdictionSCHOHARIE NY
Township / Civil DivisionSUMMIT
Census Block Group1
Census Block1013
Census Tract740500

Owner

Source: Schoharie County and Summit Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address226 BEAR GULCH RD, SUMMIT, NY 12175-2703
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSummit Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,606.00 (+106.66%)$41,000 (-) Land $4,000 Building $37,000$106,494 (+11.04%) Land $10,390 Building $96,104
2023$41,000 Land $4,000 Building $37,000$95,906 Land $9,357 Building $86,549
2020$1,261.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
MIDTEL
Fiber
500 / 100
Verizon
Fixed Wireless
300 / 20

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