103 Bear Gulch Rd, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 103 Bear Gulch Rd, Summit, NY 12175 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,750 sqft · built 1940
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Tax Bill	$2,826 (2025)
Deeds & Mortgages	Oct 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`434800 111.4-1-16`

Property Details

APN / Parcel Number

Primary APN	`434800 111.4-1-16`
Alternative APNs	`480011100400010160000000` `545J174032`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,750 sqft Living Area
1st Floor Area	875 sqft
2nd Floor Area	875 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	230 ft deep x 160 ft wide
Garage Type	Attached
Garage Area	250 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	152 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	545J174032
Street Address	103 BEAR GULCH RD
City	SUMMIT
State	NY
Zip	12175-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	16.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1010
Census Tract	740500

Owner

Source: Schoharie County and Summit Town records · APN 434800 111.4-1-16

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 347, SUMMIT, NY 12175-0347
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Mar 29, 2010
Transfer Doc	0000000897/000000008
Record Updated	Jun 08, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Oct 17, 2025
Property Address	103 BEAR GULCH RD, SUMMIT, NY 12175-2701
Document Number	001243/273
Book / Page	1243 / 273
Instrument Date	Oct 16, 2025
Instrument	830171
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 DUDLEY LN, KINGS PARK, NY 11754-4105

Tax Assessment & Valuation

Source: Schoharie County and Summit Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Summit Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,826.00 (+5.25%)	$42,600 (-) Land $7,700 Building $34,900	$110,649 (+11.04%) Land $20,000 Building $90,649
2023		$42,600 Land $7,700 Building $34,900	$99,649 Land $18,012 Building $81,637
2020	$2,685.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360957405001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.