185 Bear Gulch Rd, Summit, NY 12175 Property Records

Schoharie County and Summit Town property record for 185 Bear Gulch Rd, Summit, NY 12175

Property Summary

Property Type	Residential Vacant Land
Lot Size	7.04 acres (306,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$71,000 (May 2021)
Tax Bill	$1,028 (2025)
Deeds & Mortgages	May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`434800 111.-2-1.2`

Property Details

APN / Parcel Number

Primary APN	`434800 111.-2-1.2`
Alternative APNs	`480011100000020010020000` `545J203019`

Exterior

Lot Area	306,662 sqft (7.04 acres)
Lot Width	646 ft Width
View / Lot	Waterfront

Location & Zoning

Account Number	545J203019
Street Address	185 BEAR GULCH RD
City	SUMMIT
State	NY
Zip	12175-2701
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	01 - NOT Z
Legal Block	2
Legal Lot Number	1.002
Jurisdiction	SCHOHARIE NY
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1010
Census Tract	740500

Owner

Source: Schoharie County and Summit Town records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	306 W MAIN ST, AMSTON, CT 06231-1209
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Dec 4, 2006 · Amount on Record
Deed Document Number	2021789615
Deed Book / Page	1138 / 4
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	May 25, 2021
Property Address	185 BEAR GULCH RD, SUMMIT, NY 12175-2701
Document Number	00001138/4
Book / Page	1138 / 4
Instrument Date	May 14, 2021
Instrument	789615
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	306 W MAIN ST, AMSTON, CT 06231-1209

Tax Assessment & Valuation

Source: Schoharie County and Summit Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Summit Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,028.00 (+0.59%)	$15,500 (-) Land $15,500	$40,260 (+3.9%) Land $40,260
2024	$1,022.00 (+4.61%)	$15,500 (-) Land $15,500	$38,750 (+6.88%) Land $38,750
2023		$15,500 Land $15,500	$36,257 Land $36,257
2020	$977.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
MIDTEL Fiber	500 / 100
Verizon Fixed Wireless	300 / 20