16 Viewpoint Pl, Laguna Niguel, CA 92677 Property Records

Orange County property record for 16 Viewpoint Pl, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,452 sqft · built 1989
Lot Size	0.126 acres (5,500 sqft)
Owner	Company Name on Record
Last Sale	$715,000 (Jul 2012)
Tax Bill	$8,829 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`649-681-08`

Property Details

APN / Parcel Number

Primary APN	`649-681-08`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,452 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	5,500 sqft (0.126 acres)
Garage Area	650 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	16 VIEWPOINT PL
City	LAGUNA BEACH
State	CA
Zip	92677-5628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12771 BLK LOT 19
Legal Subdivision	TRACT NO 12771
Legal Tract	12771
Legal Lot Number	19
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1000
Census Tract	42337

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	16 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5628
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION
Apr 23, 2024	Intrafamily Transfer, Transfer
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2012 · Amount on Record
Deed Sale	Jul 30, 2012 · Amount on Record
Prior Sale	Jul 30, 2012
Deed Document Number	2012432195
Prior Transfer Date	Jul 26, 2012
Prior Transfer Doc	0000432196
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	May 15, 2026
Property Address	16 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5628
Document Number	0000141757
Instrument Date	May 1, 2026
Instrument	2026141757
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221
Address	16 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5628
Investor	Possibly a Property Investor

Mortgage

Document Number	0000141757,
Date	May 15, 2026
Instrument	2026141757

Lender

Name	SCHOOLSFIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Apr 23, 2024
Property Address	16 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5628
Document Number	0000100449
Map Reference	MB 592 PG 1-6
Instrument Date	Apr 22, 2024
Instrument	2024000100449
Transaction Type	Transfer
Record Updated	May 3, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	16 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5628

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	16 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5628
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5628

Mortgage

Document Number	0000137042
Date	Feb 26, 2021
Instrument	2021000137042

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	16 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5628
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000251910
Date	Jun 3, 2020
Instrument	2020000251910

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$898,075 (+2%) Land $591,524 Building $306,551
2025	$8,829.00 (+3.93%) Homeowner's exemption	$880,466 (+4.04%) Land $579,925 Building $300,541
2023	$8,495.00 (+1.96%) Homeowner's exemption	$846,277 Land $557,405 Building $288,872
2022	$8,332.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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