8 Viewpoint Pl, Laguna Niguel, CA 92677 Property Records

Orange County property record for 8 Viewpoint Pl, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,755 sqft · built 1987
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on Record
Last Sale	$690,000 (Jun 2011)
Tax Bill	$9,335 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`649-681-04`

Property Details

APN / Parcel Number

Primary APN	`649-681-04`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,755 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	8,250 sqft (0.189 acres)
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	8 VIEWPOINT PL
City	LAGUNA NIGUEL
State	CA
Zip	92677-5627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12771 BLK LOT 4
Legal Subdivision	TRACT 12771
Legal Tract	12771
Legal Lot Number	4
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1000
Census Tract	42337

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5627
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Sep 14, 2018	Deed of Trust, Mortgage · Line of Credit FINANCIAL PTRS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2011 · Amount on Record
Deed Sale	Jun 23, 2011 · Amount on Record
Prior Sale	Sep 13, 1996 · Amount on Record
Deed Document Number	2011306942
Prior Transfer Date	Sep 23, 2004
Prior Transfer Doc	0000895905
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	8 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5627
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5627

Mortgage

Document Number	0000544279
Date	Oct 2, 2020
Instrument	2020000544279

Lender

Name	NMSI INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	8 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5627
Document Number	0000354083
Instrument Date	Sep 14, 2018
Transaction Type	Mortgage
Record Updated	Oct 8, 2018
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8 VIEWPOINT PL LAGUNA NIGUEL CA 926775627, LAGUNA NIGUEL, CA 92677-5627

Mortgage

Document Number	0000354083
Date	Sep 27, 2018
Instrument	354083

Lender

Name	FINANCIAL PTRS CU
Type	Credit Union
Address	DOWNEY, CA 90242

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 26, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$942,092 (+2%) Land $587,396 Building $354,696
2025	$9,335.00 (+3.9%)	$923,620 (+4.04%) Land $575,878 Building $347,742
2023	$8,985.00 (+1.94%)	$887,755 Land $553,515 Building $334,240
2022	$8,814.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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