20 Viewpoint Pl, Laguna Niguel, CA 92677 Property Records

Orange County property record for 20 Viewpoint Pl, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,755 sqft · built 1989
Lot Size	0.276 acres (12,000 sqft)
Owner	2 Company Names on Record
Last Sale	$2,250,000 (Jun 2026)
Tax Bill	$10,932 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Mar 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`649-681-10`

Property Details

APN / Parcel Number

Primary APN	`649-681-10`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Building Area	2,755 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	12,000 sqft (0.276 acres)
Garage Area	594 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20 VIEWPOINT PL
City	LAGUNA NIGUEL
State	CA
Zip	92677-5628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12771 BLK LOT 21
Legal Subdivision	TRACT NO 12771
Legal Tract	12771
Legal Lot Number	21
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1000
Census Tract	42337

Owner

Source: Orange County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	20 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5628
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Grant Deed, Transfer · Conventional Mortgage TRUST BANK
Mar 27, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Apr 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HOMEPLUS CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2026 · Amount on Record
Deed Sale	Jun 25, 2026 · Amount on Record
Prior Sale	Jun 20, 2011 · Amount on Record
Deed Document Number	2026183183
Prior Transfer Date	Mar 23, 2021
Prior Transfer Doc	0000222211
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 25, 2026
Property Address	20 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5628
Document Number	0000183183
Instrument Date	Jun 10, 2026
Instrument	2026183183
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$249,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	20 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5628

Mortgage

Document Number	0000183184,
Date	Jun 25, 2026
Instrument	2026183184

Lender

Name	TRUST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.47%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	20 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5628
Transaction Type	Mortgage
Record Updated	Apr 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 VIEWPOINT PL, LAGUNA BEACH, CA 92677-5628

Mortgage

Document Number	0000067794
Date	Mar 27, 2023
Instrument	2023000067794

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Apr 1, 2021
Property Address	20 VIEWPOINT PL, LAGUNA NIGUEL, CA 92677-5628
Document Number	0000222211
Map Reference	MB 592 PG 1-6
Instrument Date	Mar 23, 2021
Instrument	2021000222211
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	ATLAS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 VIEWPOINT PL, 20, LAGUNA NIGUEL, CA 92677-5628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 VIEWPOINT PL, LAGUNA BEACH, CA 92677-5628

Mortgage

Document Number	0000222212
Date	Apr 1, 2021
Instrument	2021000222212

Lender

Name	HOMEPLUS CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,110,774 (+2%) Land $789,579 Building $321,195
2025	$10,932.00 (+3.93%) Homeowner's exemption	$1,088,995 (+4.04%) Land $774,097 Building $314,898
2023	$10,519.00 (+1.95%) Homeowner's exemption	$1,046,709 Land $744,038 Building $302,671
2022	$10,318.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Most Recent Claim	Mar 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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