Montgomery County property record for 16 Cedar Ave, Gaithersburg, MD 20877
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,386 sqft · built 1947 |
| Lot Size | 0.482 acres (20,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $393,000 (Aug 2014) |
| Tax Bill | $7,549 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00841148 |
| Primary APN | 09-00841148 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,386 sqft Living Area |
| Gross Area | 2,554 sqft |
| 1st Floor Area | 1,686 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 20,998 sqft (0.482 acres) |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 238 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00841148 |
|---|---|
| Street Address | 16 CEDAR AVE |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20877-1913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | OBSERVATORY HEIGHTS |
| Legal Subdivision | OBSERVATORY HEIGHTS |
| Legal Block | 1 |
| Legal Lot Number | P76 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 700731 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16 CEDAR AVE, GAITHERSBURG, MD 20877-1913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2014 · Amount on Record |
| Deed Sale | Aug 13, 2014 · Amount on Record |
| Prior Sale | May 21, 2013 · Amount on Record |
| Deed Book / Page | 49037 / 365 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 16 CEDAR AVE, GAITHERSBURG, MD 20877-1913 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | COSMOPOLITAN TITLE CORPORATION, COSMOPOLITAN T&E LLC |
| Name | Verified Name |
|---|
| Document Number | 0643520185 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 64352/185 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | NOTTINGHAM, MD 21236 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jul 1, 2051 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $582,300 (+7.78%) Land $217,000 Building $365,300 | $582,300 (-) Land $217,000 Building $365,300 | |
| 2025 | $7,549.00 (+39.46%) | $540,267 (+18.43%) | $582,300 (+27.64%) Land $217,000 Building $365,300 |
| 2023 | $456,200 Land $217,000 Building $239,200 | $456,200 Land $217,000 Building $239,200 | |
| 2022 | $5,413.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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