10 Cedar Ave, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 10 Cedar Ave, Gaithersburg, MD 20877

Property Summary

Property Type	Vacant Land
Lot Size	0.361 acres (15,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Mar 2018)
Tax Bill	$2,214 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-03801047`

Property Details

APN / Parcel Number

Primary APN	`09-03801047`
Alternative APN	`03801047`

Exterior

Lot Area	15,719 sqft (0.361 acres)

Location & Zoning

Account Number	03801047
Street Address	10 CEDAR AVE
City	GAITHERSBURG
State	MD
Zip	20877-1913
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	R90
Legal Description	OBSERVATORY HEIGHTS
Legal Subdivision	OBSERVATORY HEIGHTS
Legal Block	1
Legal Lot Number	95
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1003
Census Tract	700731

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 CEDAR AVE, GAITHERSBURG, MD 20877-1913
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 26, 2018 · Amount on Record
Deed Sale	Mar 26, 2018 · Amount on Record
Deed Book / Page	55810 / 334
Record Updated	Sep 20, 2026

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Mar 26, 2018
Property Address	10 CEDAR AVE, GAITHERSBURG, MD 20877-1913
Document Number	0558100334
Book / Page	55810 / 334
Map Reference	PL25298
Instrument Date	Mar 19, 2018
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	PINNACLE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,425.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CEDAR AVE, GAITHERSBURG, MD 20877-1913

Mortgage

Document Number	0055810342
Date	Mar 26, 2018
Instrument	55810/342

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,300 (-) Land $165,300	$165,300 (-) Land $165,300
2025	$2,214.00 (+3.17%)	$165,300 (-) Land $165,300	$165,300 (-) Land $165,300
2023		$165,300 Land $165,300	$165,300 Land $165,300
2022	$2,146.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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