15 Cedar Ave, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 15 Cedar Ave, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,558 sqft · built 2002
Lot Size	0.241 acres (10,481 sqft)
Owner	2 Individual Names on Record
Last Sale	$612,000 (Jun 2022)
Tax Bill	$6,456 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00841627`

Property Details

APN / Parcel Number

Primary APN	`09-00841627`
Alternative APN	`00841627`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,558 sqft Living Area
1st Floor Area	1,142 sqft
Basement Area	856 sqft
Finished Basement	856 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Multi-Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,481 sqft (0.241 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	168 sqft
Deck Area	820 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00841627
Street Address	15 CEDAR AVE
City	GAITHERSBURG
State	MD
Zip	20877-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	OBSERVATORY HTS
Legal Subdivision	OBSERVATORY HEIGHTS
Legal Block	1
Legal Lot Number	57
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1004
Census Tract	700731

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 CEDAR AVE, GAITHERSBURG, MD 20877-1912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Prior Sale	Nov 7, 1995 · Amount on Record
Deed Book / Page	65869 / 81
Record Updated	Sep 20, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 8, 2022
Property Address	15 CEDAR AVE, GAITHERSBURG, MD 20877-1912
Document Number	0658690081
Book / Page	65869 / 81
Map Reference	MB 2 PL 138
Instrument Date	Jun 1, 2022
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	NOVA CNTYS TITLE AND SETTLEMENT, NOVA COUNTIES TTL & STLMT AG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,180.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 CEDAR AVE, GAITHERSBURG, MD 20877-1912

Mortgage

Document Number	0006586985
Date	Jun 8, 2022
Instrument	65869/85

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$642,000 (+13.09%) Land $195,400 Building $446,600	$642,000 (-) Land $195,400 Building $446,600
2025	$6,456.00 (+32.08%)	$567,667 (+35.48%)	$642,000 (+53.22%) Land $195,400 Building $446,600
2023		$419,000 Land $195,400 Building $223,600	$419,000 Land $195,400 Building $223,600
2022	$4,888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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