13 Cedar Ave, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 13 Cedar Ave, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,560 sqft · built 1899
Lot Size	0.241 acres (10,493 sqft)
Owner	Individual Name on File
Last Sale	$427,400 (Jun 2021)
Tax Bill	$5,669 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00841638`

Property Details

APN / Parcel Number

Primary APN	`09-00841638`
Alternative APN	`00841638`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,560 sqft Living Area
1st Floor Area	840 sqft

Exterior

Year Built	Built 1899
Effective Year Built	Effective 1899
Architectural Style	Bi-Level
Construction Type	Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	10,493 sqft (0.241 acres)
Porch	Open Porch
Porch Area	312 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	00841638
Street Address	13 CEDAR AVE
City	GAITHERSBURG
State	MD
Zip	20877-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OBSERVATORY HGTS
Legal Subdivision	OBSERVATORY HEIGHTS
Legal Block	1
Legal Lot Number	58
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1004
Census Tract	700731

Owner

Source: Montgomery County records · APN 09-00841638

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	13 CEDAR AVE, GAITHERSBURG, MD 20877-1912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Prior Sale	Feb 10, 2015 · Amount on Record
Deed Book / Page	63238 / 26
Prior Transfer Date	Jun 16, 2012
Prior Transfer Doc	0442410222
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Jun 14, 2021
Property Address	13 CEDAR AVE, GAITHERSBURG, MD 20877-1912
Document Number	0632380026
Book / Page	63238 / 26
Map Reference	MB 2 PL 138
Instrument Date	May 21, 2021
Transaction Type	Transfer
Record Updated	Jun 24, 2021
Title Company	PINNACLE SETTLEMENT SERVICES, PINNACLE SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,342.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	13 CEDAR AVE, GAITHERSBURG, MD 20877-1912

Mortgage

Document Number	6323833
Date	Jun 14, 2021
Instrument	63238/33

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$454,100 (+11.92%) Land $195,400 Building $258,700	$454,100 (-) Land $195,400 Building $258,700
2025	$5,669.00 (+13.74%)	$405,733 (+31.31%)	$454,100 (+46.96%) Land $195,400 Building $258,700
2024	$4,984.00 (+42.16%)
2023		$309,000 Land $195,400 Building $113,600	$309,000 Land $195,400 Building $113,600
2022	$3,506.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317007311, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 276 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Radiate Holdings Cable	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.