23 Cedar Ave, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 23 Cedar Ave, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,862 sqft · built 1929
Lot Size	0.258 acres (11,255 sqft)
Owner	Individual Name on Record
Last Sale	$439,000 (Jun 2006)
Tax Bill	$4,553 (2025)
Deeds & Mortgages	Feb 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`09-00841800`

Property Details

APN / Parcel Number

Primary APN	`09-00841800`
Alternative APN	`00841800`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,862 sqft Living Area
1st Floor Area	1,311 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,255 sqft (0.258 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	60 sqft
Patio Area	135 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	00841800
Street Address	23 CEDAR AVE
City	GAITHERSBURG
State	MD
Zip	20877-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	PT LT 52 53 54 OBSER VATORY HGTS
Legal Subdivision	OBSERVATORY HEIGHTS
Legal Block	1
Legal Lot Number	52
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	1
Census Block	1004
Census Tract	700731

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23 CEDAR AVE, GAITHERSBURG, MD 20877-1912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2006 · Amount on Record
Deed Sale	Jun 9, 2006 · Amount on Record
Prior Sale	Aug 1, 2000 · Amount on Record
Deed Document Number	200651531
Deed Book / Page	32465 / 555
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	23 CEDAR AVE, GAITHERSBURG, MD 20877-1912
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 CEDAR AVE, GAITHERSBURG, MD 20877-1912

Mortgage

Document Number	0652350291
Date	Feb 11, 2022
Book Page	65235/291

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Municipality	Gaithersburg City
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$450,900 (+12.35%) Land $197,100 Building $253,800	$450,900 (-) Land $197,100 Building $253,800
2025	$4,553.00 (+29.05%)	$401,333 (+32.8%)	$450,900 (+49.21%) Land $197,100 Building $253,800
2023		$302,200 Land $197,100 Building $105,100	$302,200 Land $197,100 Building $105,100
2022	$3,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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