15951 W Central St, Surprise, AZ 85374 Property Records

Maricopa County property record for 15951 W Central St, Surprise, AZ 85374

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,494 sqft · built 2000
Lot Size	0.248 acres (10,793 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,452 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`501-93-044`

Property Details

APN / Parcel Number

Primary APN	`501-93-044`
Alternative APN	`501930449`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,494 sqft Living Area
Gross Area	2,686 sqft
1st Floor Area	1,380 sqft
2nd Floor Area	1,114 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	10,793 sqft (0.248 acres)
View / Lot	Cul-De-Sac
Parking Spaces	2 Parking Spaces
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	15951 W CENTRAL ST
City	SURPRISE
State	AZ
Zip	85374-5834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	MOUNTAIN VISTA RANCH PARCEL 11 MCR 474-36
Legal Range	1W
Legal Township	3N
Legal Section	6
Legal Subdivision	MOUNTAIN VISTA RANCH PARCEL 11
Legal Lot Number	44
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3016
Census Tract	61027

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15951 W CENTRAL ST, SURPRISE, AZ 85374-5834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Line of Credit TRUWEST CU
Jul 20, 2020	Quit Claim Deed, Transfer CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 10, 2015
Deed Sale	Apr 10, 2015
Prior Sale	Apr 10, 2015 · Amount on Record
Deed Document Number	2015246299
Prior Transfer Date	Oct 7, 2008
Prior Transfer Doc	0000877382
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15951 W CENTRAL ST, SURPRISE, AZ 85374-5834
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000604958
Date	Jun 1, 2021
Instrument	20210604958

Lender

Name	TRUWEST CU
Type	Credit Union
Address	TEMPE, AZ 85281

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 20, 2020
Property Address	15951 W CENTRAL ST, SURPRISE, AZ 85374-5834
Document Number	0000645600
Instrument Date	Jul 10, 2020
Instrument	645600
Transaction Type	Transfer
Record Updated	Jul 28, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	15951 W CENTRAL ST SURPRISE AZ 853745834, SURPRISE, AZ 85374-5834

Mortgage

Document Number	645601
Date	Jul 20, 2020
Instrument	645601

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,710 (+98.25%)	$377,100 (+0.16%) Land $75,400 Building $301,700
2025	$1,452.00 (+1.18%)	$19,021 (-53.92%)	$376,500 (-8.79%) Land $75,300 Building $301,200
2024		$41,280	$412,800 Land $82,500 Building $330,300
2023	$1,435.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SURPRISE CITY OF - MOUNTAIN VISTA serves 40,007 people · EPA ID AZ0407500
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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