15947 W Central St, Surprise, AZ 85374 Property Records

Maricopa County property record for 15947 W Central St, Surprise, AZ 85374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,636 sqft · built 2001
Lot Size	0.136 acres (5,916 sqft)
Owner	Individual Name on File
Last Sale	$278,000 (Nov 2020)
Tax Bill	$1,094 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`501-93-043`

Property Details

APN / Parcel Number

Primary APN	`501-93-043`
Alternative APN	`501930431`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area
Gross Area	1,724 sqft
1st Floor Area	1,636 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	5,916 sqft (0.136 acres)
Parking Spaces	2 Parking Spaces
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	15947 W CENTRAL ST
City	SURPRISE
State	AZ
Zip	85374-5834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	MOUNTAIN VISTA RANCH PARCEL 11 MCR 474-36
Legal Range	1W
Legal Township	3N
Legal Section	6
Legal Subdivision	MOUNTAIN VISTA RANCH PARCEL 11
Legal Lot Number	43
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3016
Census Tract	61027

Owner

15947 W Central St is owned and occupied by an individual who bought it in November 2020.

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	15947 W CENTRAL ST, SURPRISE, AZ 85374-5834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Nov 6, 2020	Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL BANCORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2020 · Amount on File
Deed Sale	Nov 6, 2020 · Amount on File
Prior Sale	May 30, 2013 · Amount on File
Deed Document Number	20201085300
Prior Transfer Date	Mar 17, 2009
Prior Transfer Doc	0000305940
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15947 W CENTRAL ST, SURPRISE, AZ 85374-5834
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15947 W CENTRAL ST, SURPRISE, AZ 85374-5834

Mortgage

Document Number	0000237573
Date	Mar 16, 2022
Instrument	20220237573

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85225

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 6, 2020
Property Address	15947 W CENTRAL ST, SURPRISE, AZ 85374-5834
Document Number	0001085300
Map Reference	MB 474 PG 36
Instrument Date	Nov 2, 2020
Instrument	20201085300
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	TITLE ALLIANCE PROFESSIONALS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 ROSEWOOD LN, 1, BOONTON TOWNSHIP, NJ 07005-9196

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15947 W CENTRAL ST, SURPRISE, AZ 85374-5834

Mortgage

Document Number	0001085301
Date	Nov 6, 2020
Instrument	20201085301

Lender

Name	RESIDENTIAL BANCORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Mortgage

Document Number	0001085302
Date	Nov 6, 2020
Instrument	20201085302

Lender

Name	ARIZONA INDUSTRIAL DEVELOPMENT AUTHORITY
Type	Government Agency
Address	PARADISE VALLEY, AZ 85253

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 15947 W Central St was $1,094.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$31,560 (+120.15%)	$315,600 (-0.38%) Land $63,100 Building $252,500
2025	$1,094.00	$14,336 (-58.45%)	$316,800 (-8.17%) Land $63,300 Building $253,500
2024		$34,500	$345,000 Land $69,000 Building $276,000
2023	$1,081.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15947 W Central St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15947 W Central St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SURPRISE CITY OF - MOUNTAIN VISTA serves 40,007 people · EPA ID AZ0407500
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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