15948 W Central St, Surprise, AZ 85374 Property Records

Maricopa County property record for 15948 W Central St, Surprise, AZ 85374

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,064 sqft · built 2001
Lot Size	0.168 acres (7,335 sqft)
Owner	2 Company Names on Record
Last Sale	$233,000 (Jul 2016)
Tax Bill	$1,244 (2025)
Deeds & Mortgages	Sep 2023 Transfer Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`501-93-109`

Property Details

APN / Parcel Number

Primary APN	`501-93-109`
Alternative APN	`501931095`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,064 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	1,126 sqft
2nd Floor Area	938 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,335 sqft (0.168 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Pool Area	465 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	15948 W CENTRAL ST
City	SURPRISE
State	AZ
Zip	85374-5835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	MOUNTAIN VISTA RANCH PARCEL 11 MCR 474-36
Legal Range	1W
Legal Township	3N
Legal Section	6
Legal Subdivision	MOUNTAIN VISTA RANCH PARCEL 11
Legal Lot Number	109
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3010
Census Tract	61027

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	15948 W CENTRAL ST, SURPRISE, AZ 85374-5835
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Intrafamily Transfer, Transfer
Mar 22, 2023	Deed of Trust, Mortgage · SBA Mortgage INTEGRO BANK
May 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage EQUITABLE HOME MORTGAGE INC
Nov 21, 2019	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2016 · Amount on Record
Deed Sale	Jul 28, 2016 · Amount on Record
Prior Sale	Feb 25, 2016 · Amount on Record
Deed Document Number	2016535303
Last Transfer Date	Sep 29, 2023
Transfer Doc	0000512021
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Sep 29, 2023
Property Address	15948 W CENTRAL ST, SURPRISE, AZ 85374-5835
Document Number	0000512021
Map Reference	MB 474 PG 36
Instrument Date	Sep 20, 2023
Instrument	20230512021
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15948 W CENTRAL ST, SURPRISE, AZ 85374-5835

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	15948 W CENTRAL ST, SURPRISE, AZ 85374-5835

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15948 W CENTRAL ST, SURPRISE, AZ 85374-5835
Transaction Type	Mortgage
Record Updated	Mar 31, 2023
Title Company	LA COMMONWEALTH TITLE, COMMONWEALTH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15948 W CENTRAL ST, SURPRISE, AZ 85374-5835

Mortgage

Document Number	0000144925
Date	Mar 22, 2023
Instrument	20230144925

Lender

Name	INTEGRO BANK
Type	Bank
Address	PHOENIX, AZ 85053

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 16, 2033

Interest

Rate Type	Adjustable Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15948 W CENTRAL ST, SURPRISE, AZ 85374-5835
Transaction Type	Mortgage
Record Updated	May 31, 2022
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15948 W CENTRAL ST, SURPRISE, AZ 85374-5835

Mortgage

Document Number	0000440443
Date	May 23, 2022
Instrument	20220440443

Lender

Name	EQUITABLE HOME MORTGAGE INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Jun 1, 2062

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	12.5%
Index	Other
Max Rate	12.5%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15948 W CENTRAL ST, SURPRISE, AZ 85374-5835
Document Number	0000972622
Instrument Date	Nov 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	15948 W CENTRAL ST SURPRISE AZ 853745835, SURPRISE, AZ 85374-5835

Mortgage

Document Number	0000972622
Date	Dec 3, 2019
Instrument	972622

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,470 (+129.98%)	$374,700 (+0.64%) Land $74,900 Building $299,800
2025	$1,244.00 (+1.22%)	$16,293 (-56.62%)	$372,300 (-0.88%) Land $74,400 Building $297,900
2024		$37,560 (+25.07%)	$375,600 (+25.07%) Land $75,100 Building $300,500
2023	$1,229.00 (+1.15%)	$30,030 Land $6,000 Building $24,030	$300,300 Land $60,000 Building $240,300
2022	$1,215.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SURPRISE CITY OF - MOUNTAIN VISTA serves 40,007 people · EPA ID AZ0407500
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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