15940 W Central St, Surprise, AZ 85374 Property Records

Maricopa County property record for 15940 W Central St, Surprise, AZ 85374

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,494 sqft · built 2001
Lot Size	0.177 acres (7,745 sqft)
Owner	Individual Name on Record
Last Sale	$560,000 (Mar 2022)
Tax Bill	$1,524 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`501-93-111`

Property Details

APN / Parcel Number

Primary APN	`501-93-111`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,494 sqft Living Area
1st Floor Area	1,380 sqft
2nd Floor Area	1,114 sqft

Exterior

Year Built	Built 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,745 sqft (0.177 acres)
Parking Spaces	2 Parking Spaces
Pool Area	350 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	15940 W CENTRAL ST
City	SURPRISE
State	AZ
Zip	85374-5835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	MOUNTAIN VISTA RANCH PARCEL 1 1 MCR 474-36
Legal Range	01W
Legal Township	03N
Legal Section	06
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	MOUNTAIN VISTA RANCH PARCEL 11
Legal Lot Number	111
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3010
Census Tract	61027

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15940 W CENTRAL ST, SURPRISE, AZ 85374-5835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 8, 2021	Deed of Trust, Mortgage · Commercial Mortgage BANK OF THE WEST
Nov 5, 2021	Warranty Deed, Transfer ARIZONA PREMIER TITLE, ARIZONA PREMIER TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022 · Amount on Record
Deed Sale	Mar 31, 2022 · Amount on Record
Prior Sale	Nov 5, 2021 · Amount on Record
Deed Document Number	20220290523
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Mar 31, 2022
Property Address	15940 W CENTRAL ST, SURPRISE, AZ 85374-5835
Document Number	0000290523
Map Reference	MB 474 PG 36
Instrument Date	Mar 16, 2022
Instrument	20220290523
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2015 MANHATTAN BEACH BLVD STE 100, 2015, REDONDO BEACH, CA 90278-1230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15940 W CENTRAL ST, SURPRISE, AZ 85374-5835

Mortgage

Document Number	0000290524
Date	Mar 31, 2022
Instrument	20220290524

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15940 W CENTRAL ST, SURPRISE, AZ 85374-5835
Transaction Type	Mortgage
Record Updated	Dec 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001298665
Date	Dec 8, 2021
Instrument	20211298665

Lender

Name	BANK OF THE WEST
Type	Bank
Address	SAN RAMON, CA 94583

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 5, 2021
Property Address	15940 W CENTRAL ST, SURPRISE, AZ 85374-5835
Document Number	0001191558
Map Reference	MB 474 PG 36
Instrument Date	Nov 2, 2021
Instrument	20211191558
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	ARIZONA PREMIER TITLE, ARIZONA PREMIER TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1222 E MURIEL DR, 1222, PHOENIX, AZ 85022-2084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2320 POTOSI ST STE 130, 130, LAS VEGAS, NV 89146-0312
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,320 (-8.71%)	$393,200 (-8.71%) Land $78,600 Building $314,600
2025	$1,524.00 (+1.2%)
2024		$43,070	$430,700 Land $86,100 Building $344,600
2023	$1,506.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SURPRISE CITY OF - MOUNTAIN VISTA serves 40,007 people · EPA ID AZ0407500
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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