15952 W Central St, Surprise, AZ 85374 Property Records

Maricopa County property record for 15952 W Central St, Surprise, AZ 85374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,576 sqft · built 2001
Lot Size	0.187 acres (8,163 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,000 (Feb 2019)
Tax Bill	$1,094 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`501-93-108`

Property Details

APN / Parcel Number

Primary APN	`501-93-108`
Alternative APN	`501931088`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
Gross Area	1,688 sqft
1st Floor Area	1,576 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,163 sqft (0.187 acres)
View / Lot	Corner
Parking Spaces	2 Parking Spaces
Pool Area	355 sqft
Patio Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	15952 W CENTRAL ST
City	SURPRISE
State	AZ
Zip	85374-5835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	MOUNTAIN VISTA RANCH PARCEL 11 MCR 474-36
Legal Range	1W
Legal Township	3N
Legal Section	6
Legal Subdivision	MOUNTAIN VISTA RANCH PARCEL 11
Legal Lot Number	108
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3010
Census Tract	61027

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15952 W CENTRAL ST, SURPRISE, AZ 85374-5835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Feb 13, 2019	Warranty Deed, Transfer · Conventional Mortgage JFQ LENDING INC
May 25, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2019 · Amount on Record
Deed Sale	Feb 13, 2019 · Amount on Record
Prior Sale	Aug 18, 2011 · Amount on Record
Deed Document Number	2019100364
Prior Transfer Date	May 18, 2018
Prior Transfer Doc	0000405164
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15952 W CENTRAL ST, SURPRISE, AZ 85374-5835
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15952 W CENTRAL ST, SURPRISE, AZ 85374-5835

Mortgage

Document Number	0001066765
Date	Oct 4, 2021
Instrument	20211066765

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	15952 W CENTRAL ST, SURPRISE, AZ 85374-5835
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15952 W CENTRAL ST, SURPRISE, AZ 85374-5835

Mortgage

Document Number	0001122528
Date	Nov 17, 2020
Instrument	20201122528

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 13, 2019
Property Address	15952 W CENTRAL ST, SURPRISE, AZ 85374-5835
Document Number	0000100364
Map Reference	MB 474 PG 36
Instrument Date	Feb 6, 2019
Instrument	20190100364
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	SECURITY TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15952 W CENTRAL ST, 15952, SURPRISE, AZ 85374-5835

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15952 W CENTRAL ST, SURPRISE, AZ 85374-5835

Mortgage

Document Number	0000100365
Date	Feb 13, 2019
Instrument	20190100365

Lender

Name	JFQ LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 25, 2018
Property Address	15952 W CENTRAL ST, SURPRISE, AZ 85374-5835
Document Number	0000405164
Map Reference	MB 474 PG 36
Instrument Date	May 18, 2018
Instrument	20180405164
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	TITLE365 CORAOPOLIS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	15952 W CENTRAL ST, SURPRISE, AZ 85374-5835

Mortgage

Document Number	0000405165
Date	May 25, 2018
Instrument	20180405165

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,120 (+138%)	$341,200 (+0.29%) Land $68,200 Building $273,000
2025	$1,094.00 (+1.2%)	$14,336 (-61.74%)	$340,200 (-9.21%) Land $68,000 Building $272,200
2024		$37,470	$374,700 Land $74,900 Building $299,800
2023	$1,081.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SURPRISE CITY OF - MOUNTAIN VISTA serves 40,007 people · EPA ID AZ0407500
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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