1581 Rio Rd E, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1581 Rio Rd E, Charlottesville, VA 22901

Property Summary

Property Type	Department Store (Apparel, Household Goods, Furniture)
Details	124,811 sqft · built 1979
Lot Size	10.1 acres (441,263 sqft)
Owner	Company Name on Record
Tax Bill	$87,009 (2026)
Deeds & Mortgages	Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06100-00-00-13000`

Property Details

APN / Parcel Number

Primary APN	`06100-00-00-13000`
Alternative APN	`22786`

Interior

Stories	1 Story
Building Area	124,811 sqft Finished Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	441,263 sqft (10.1 acres)
View / Lot	Proximity to Airport

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	1581 RIO RD E
City	CHARLOTTESVILLE
State	VA
Zip	22901-1402
Property Category	Commercial
Property Type	Commercial > Retail > Department Store (Apparel, Household Goods, Furniture)
Local Zoning Code	PLANNED DE
Legal Description	ACREAGE PARCEL B BELK'S FOR WOMEN
Legal Subdivision	LEGGETT PARCEL
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	2
Census Block	2002
Census Tract	10603

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2801 W TYVOLA RD, CHARLOTTE, NC 28217-4525
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
	Deed of Trust, Mortgage CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
Jun 7, 2021	Deed of Trust, Mortgage · Commercial Mortgage WILMINGTON TRUST NA
May 26, 2020	Loan Modification, Mortgage ATTORNEY ONLY
May 26, 2020	Loan Modification, Mortgage ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1581 RIO RD E, CHARLOTTESVILLE, VA 22901-1402
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 W TYVOLA RD, CHARLOTTE, NC 28217-4525

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	1581 RIO RD E, CHARLOTTESVILLE, VA 22901-1402
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2801 W TYVOLA RD, CHARLOTTE, NC 28217-4525

Mortgage

Document Number	5552/280
Date	Jun 7, 2021
Book Page	5552/280
Instrument	2021-00009965

Lender

Name	WILMINGTON TRUST NA
Type	Bank
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBEMARLE VA
Property Address	1581 RIO RD E, CHARLOTTESVILLE, VA 22901-1402
Document Number	0000007964
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2801 W TYVOLA RD CHARLOTTE NC 282174525, CHARLOTTE, NC 28217-4525

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ALBEMARLE VA
Property Address	1581 RIO RD E, CHARLOTTESVILLE, VA 22901-1402
Document Number	0000007963
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2801 W TYVOLA RD CHARLOTTE NC 282174525, CHARLOTTE, NC 28217-4525

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$87,009.00 (+3.36%)	$9,732,500 (+3.36%) Land $5,718,800 Building $4,013,700	$9,732,500 (+3.36%) Land $5,718,800 Building $4,013,700
2025	$84,182.00 (+22.08%)	$9,416,400 (+6.28%) Land $5,718,800 Building $3,697,600	$9,416,400 (+6.28%) Land $5,718,800 Building $3,697,600
2023	$68,956.00	$8,859,800 Land $5,718,800 Building $3,141,000	$8,859,800 Land $5,718,800 Building $3,141,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Ting.

Nearby Properties on Rio Rd E

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