1445 Rio Rd E, #103, Charlottesville, VA 22901 Property Records

Albemarle County property record for 1445 Rio Rd E, #103, Charlottesville, VA 22901

Property Summary

Property Type	Vacant Land
Lot Size	2.31 acres (100,624 sqft)
Owner	Company Name on Record
Last Sale	$250,000 (Jan 2013)
Tax Bill	$1,365 (2026)
Deeds & Mortgages	May 2023 Sale & Line of Credit Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`03500-00-00-017A5`

Property Details

APN / Parcel Number

Primary APN	`03500-00-00-017A5`
Alternative APN	`257994`

Interior

Units	6 Units

Exterior

Lot Area	100,624 sqft (2.31 acres)

Location & Zoning

Street Address	1445 RIO RD E, 103
City	CHARLOTTESVILLE
State	VA
Zip	22901-1751
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	RURAL AREA
Legal Description	SOUTHWIND ESTATES 5
Legal Subdivision	SOUTHWIND ESTATES
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1011
Census Tract	10401

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Southwest Mountains Rural Historic District listed 1992 · 958 contributing resources · NRIS 92000054

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	12744 ELLINGTON WOODS PL, GLEN ALLEN, VA 23059-7088
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed, Transfer · Line of Credit M & T BANK
Jul 28, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 8, 2013 · Amount on Record
Deed Sale	Jan 8, 2013 · Amount on Record
Prior Sale	Jun 25, 2012 · Amount on Record
Deed Document Number	2013408
Deed Book / Page	4285 / 653
Record Updated	Sep 20, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 26, 2023
Property Address	1445 RIO RD E STE 103, 103, CHARLOTTESVILLE, VA 22901-1751
Document Number	202300004313
Map Reference	MB 4545 PG 231-234
Instrument Date	May 24, 2023
Instrument	202300004313
Transaction Type	Transfer
Record Updated	Jun 27, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12744 ELLINGTON WOODS PL, GLEN ALLEN, VA 23059-7088

Mortgage

Document Number	202300004314
Date	May 26, 2023
Instrument	202300004314

Lender

Name	M & T BANK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jul 28, 2022
Property Address	1445 RIO RD E STE 103, 103, CHARLOTTESVILLE, VA 22901-1751
Document Number	202200009193
Map Reference	MB 4545 PG 233
Instrument Date	Jul 28, 2022
Instrument	202200009193
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$708.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	530 E MAIN ST, 530, CHARLOTTESVILLE, VA 22902-5336

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,365.00	$152,700 (-) Land $152,700	$152,700 (-) Land $152,700
2025	$1,365.00 (+128.26%)	$152,700 (+8.92%) Land $152,700	$152,700 (+8.92%) Land $152,700
2023	$598.00 (-50.04%)	$140,200 Land $140,200	$140,200 Land $140,200
2022	$1,197.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	940 / 940

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Rio Rd E

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