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1578 Waters Edge Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1578 Waters Edge Dr, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,713 sqft · built 2001
Lot Size0.333 acres (14,549 sqft)
Owner2 Individual Names on File
Last Sale$640,000 (Jun 2022)
Tax Bill$6,688 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-04-26-021262-034-71

Property Details

APN / Parcel Number

Primary APN30-04-26-021262-034-71

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,713 sqft Heated Area
Gross Area3,486 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,549 sqft (0.333 acres)
Garage Area498 sqft
Pool Area561 sqft
PorchPorch
Porch Area275 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1578 WATERS EDGE DR
CityFLEMING ISLAND
StateFL
Zip32003-8690
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 71 WATERS EDGE AS REC O R4618 PG 644
Legal Range26
Legal Township04
Legal Section30
Legal SubdivisionWATERS EDGE/EAGLE HARBOR
Legal Lot Number71
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3011
Census Tract30704

Owner

Source: Clay County assessment roll, APN 30-04-26-021262-034-71, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-owner2 Verified Secondary Owners
Mailing Address1578 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2022Warranty Deed, Transfer · Conventional Mortgage
DIRECT MORTGAGE LOANS LLC
Mar 16, 2017Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names4 Verified Names on Deed
Last SaleJun 15, 2022 · Amount on Record
Deed SaleJun 15, 2022 · Amount on Record
Prior SaleMar 16, 2017 · Amount on Record
Deed Document Number2022037050
Deed Book / Page4618 / 644
Record UpdatedJun 08, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJun 15, 2022
Property Address1578 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690
Document Number0046180644
Book / Page4618 / 644
Map ReferenceMB 36 PG 1-8
Instrument DateJun 06, 2022
Instrument2022037050
Transaction TypeTransfer
Record UpdatedJul 04, 2022
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address921 BURTON PL, 921, CHESAPEAKE, VA 23322

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1578 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690

Mortgage

Document Number0004618646
DateJun 15, 2022
Instrument4618/646
Lender
NameDIRECT MORTGAGE LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateMar 16, 2017
Property Address1578 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690
Document Number0039530894
Book / Page003953 / 000894
Instrument DateMar 15, 2017
Instrument13297
Transaction TypeTransfer
Record UpdatedMay 30, 2017
Title CompanyOTHER

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,625.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1578 WATERS EDGE DR FLEMING ISLAND FL 320038690, FLEMING ISLAND, FL 32003-8690

Mortgage

Document Number39530895
DateMar 16, 2017
Book Page003953/000895
Instrument13298
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 15, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,688.00 (-22.53%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$488,662 (+4.66%)$518,700 (+11.1%) Land $75,000 Building $443,700
2023$8,633.00 (+37.12%) Homeowner's exemption$466,894 (+43.69%) Land $75,000 Building $391,894$466,894 (+15.82%) Land $75,000 Building $391,894
2022$6,296.00 Homeowner's exemption$324,936$403,111 Land $50,000 Building $353,111

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), as of July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 128 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies128 in force
Nearby Flood Claims19 (2016–2023)
Claims Outside the SFHA2 of 19
Most Recent ClaimDec 2023 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 14 claims

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 283 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20

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