Clay County property record for 1590 Waters Edge Dr, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,741 sqft · built 2002 |
| Lot Size | 0.244 acres (10,649 sqft) |
| Owner | Individual Name on File |
| Last Sale | $385,000 (May 2020) |
| Tax Bill | $6,235 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-04-26-021262-034-74 |
| Primary APN | 30-04-26-021262-034-74 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,741 sqft Heated Area |
| Gross Area | 3,538 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,649 sqft (0.244 acres) |
| Garage Area | 516 sqft |
| Pool Area | 576 sqft |
| Porch | Porch |
| Porch Area | 281 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1590 WATERS EDGE DR |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8690 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 74 WATERS EDGE AS REC O R4306 PG 616 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 30 |
| Legal Subdivision | WATERS EDGE/EAGLE HARBOR |
| Legal Lot Number | 74 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 30704 |
1590 Waters Edge Dr is owned and occupied by an individual who bought it in May 2020.
Source: Clay County records, as of December 18, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 237 SOUTHWOODS LN, JACKSONVILLE, NC 28540-8651 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| May 11, 2020 | Warranty Deed, Transfer · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 11, 2020 · Amount on File |
| Deed Sale | May 11, 2020 · Amount on File |
| Prior Sale | Jun 20, 2002 · Amount on File |
| Deed Document Number | 2020022969 |
| Deed Book / Page | 4306 / 616 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1590 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1590 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690 |
| Document Number | 0044271833 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 4427/1833 |
| Instrument | 2021015119 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | May 11, 2020 |
| Property Address | 1590 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690 |
| Document Number | 0043060616 |
| Book / Page | 4306 / 616 |
| Map Reference | MB 36 PG 1-8 |
| Instrument Date | May 7, 2020 |
| Instrument | 2020022969 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,695.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1655 SETON FAMILY WALK, 1655, FLEMING ISLAND, FL 32003-8268 |
| Name | Verified Name |
|---|---|
| Address | 1590 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690 |
| Document Number | 0004306618 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 4306/618 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 1590 Waters Edge Dr was $6,235 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,235.00 Homeowner's exemption | $448,988 | $532,791 Land $75,000 Building $457,791 |
| 2023 | $7,976.00 (+4.81%) Homeowner's exemption | $423,627 (+3%) | $479,619 (+16.61%) Land $75,000 Building $404,619 |
| 2022 | $7,610.00 Homeowner's exemption | $411,289 Land $50,000 Building $361,289 | $411,289 Land $50,000 Building $361,289 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1590 Waters Edge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 128 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 128 in force |
| Nearby Flood Claims | 19 (2016–2023) |
| Claims Outside the SFHA | 2 of 19 |
| Most Recent Claim | Dec 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1590 Waters Edge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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