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  5. Waters Edge Dr

1566 Waters Edge Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1566 Waters Edge Dr, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,457 sqft · built 2001
Lot Size0.453 acres (19,721 sqft)
OwnerIndividual Name on File
Last Sale$345,000 (Jan 2014)
Tax Bill$5,288 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN30-04-26-021262-034-68

Property Details

APN / Parcel Number

Primary APN30-04-26-021262-034-68

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms4 Rooms
Stories2 Stories
Building Area3,457 sqft Living Area
Gross Area4,036 sqft
1st Floor Area2,869 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area19,721 sqft (0.453 acres)
Garage TypeAttached
Garage Area579 sqft
PorchFinished/Open Porch
Porch Area571 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1566 WATERS EDGE DR
CityFLEMING ISLAND
StateFL
Zip32003-8690
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 68 WATERS EDGE AS REC OR 3611 PG 2074
Legal Range26E
Legal Township04S
Legal Section30
Legal SubdivisionWATERS EDGE
Legal Lot Number68
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3011
Census Tract30704

Owner

Source: Clay County records · APN 30-04-26-021262-034-68

Assessment roll updated December 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1566 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jul 02, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Aug 31, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 21, 2014 · Amount on Record
Deed SaleJan 21, 2014 · Amount on Record
Prior SaleJan 21, 2014 · Amount on Record
Deed Document Number20142933
Deed Book / Page3611 / 2074
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Recording DateJun 22, 2026
Property Address1566 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690
Document Number0000030432
Book / Page5058 / 330
Instrument DateJun 12, 2026
Instrument202630432
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address1566 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690

Mortgage

Document Number0000030432,
DateJun 22, 2026
Book Page5058/330
Instrument202630432
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJul 08, 2041
Interest
Rate5.71%
Max Rate-1%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1566 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690
Transaction TypeMortgage
Record UpdatedJul 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1566 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690

Mortgage

Document Number0044771830
DateJul 02, 2021
Book Page4477/1830
Instrument2021041167
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term298 Months
DueMay 01, 2046

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1566 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043471144
DateAug 31, 2020
Book Page4347/1144
Instrument2020044429
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term308 Months
DueApr 01, 2046

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,288.00 (-25.28%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$396,878 (+5.99%)$617,619 (+12.39%) Land $75,000 Building $542,619
2023$7,077.00 (+2.8%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$374,460 (+3%)$549,514 (+15.11%) Land $75,000 Building $474,514
2022$6,884.00 Homeowner's exemption$363,554$477,375 Land $50,000 Building $427,375

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), as of July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307043, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 128 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies128 in force
Nearby Flood Claims19 (2016–2023)
Claims Outside the SFHA2 of 19
Most Recent ClaimDec 2023 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 14 claims

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 283 locations within half a mile of this property.

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