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1570 Waters Edge Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1570 Waters Edge Dr, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,584 sqft · built 2002
Lot Size0.27 acres (11,797 sqft)
OwnerIndividual Name on File
Last Sale$389,900 (Jul 2006)
Tax Bill$4,151 (2025)
Deeds & MortgagesDec 2021 Mortgage
Jun 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN30-04-26-021262-034-69

Property Details

APN / Parcel Number

Primary APN30-04-26-021262-034-69

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,584 sqft Heated Area
Gross Area3,434 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area11,797 sqft (0.27 acres)
Garage Area621 sqft

Exterior Amenities

Pool Area392 sqft
PorchPorch
Porch Area153 sqft
Patio Area76 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1570 WATERS EDGE DR
CityFLEMING ISLAND
StateFL
Zip32003-8690
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 69 WATERS EDGE AS REC O R2760 PG 1654
Legal Range26
Legal Township04
Legal Section30
Legal SubdivisionWATERS EDGE/EAGLE HARBOR
Legal Lot Number69
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3011
Census Tract30704

Owner

Source: Clay County records · APN 30-04-26-021262-034-69

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1570 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Deed of Trust, Mortgage · VA Mortgage
SOUTH STATE BANK NA
Jun 12, 2019Loan Modification, Mortgage · Conventional with PMI
SHELLPOINT MTG SVCNG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 19, 2006 · Amount on Record
Deed SaleJul 19, 2006 · Amount on Record
Prior SaleJul 18, 2002 · Amount on Record
Deed Document Number2006050153
Deed Book / Page2760 / 1654
Record UpdatedJun 08, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1570 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1570 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690

Mortgage

Document Number0045500882
DateDec 21, 2021
Book Page4550/882
Instrument2021081066
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2052

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLAY FL
Property Address1570 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690
Document Number0042251710
Instrument DateJun 12, 2019
Transaction TypeMortgage
Record UpdatedSep 23, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1570 WATERS EDGE DR FLEMING ISLAND FL 320038690, FLEMING ISLAND, FL 32003-8690

Mortgage

Document Number0042251710
DateAug 27, 2019
Book Page004225/001710
Instrument46060
Lender
NameSHELLPOINT MTG SVCNG
AddressGREENVILLE, SC 29601
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term480 Months
DueAug 26, 2059
Interest
Rate4%

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,151.00 (-31.01%) Homeowner's exemption$312,302 (+5.99%)$510,241 (+11.29%) Land $75,000 Building $435,241
2023$6,017.00 (+10.53%) Homeowner's exemption$294,662 (+9.56%)$458,499 (+20.81%) Land $75,000 Building $383,499
2022$5,444.00 Homeowner's exemption$268,954$379,521 Land $50,000 Building $329,521

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 128 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies128 in force
Nearby Flood Claims19 (2016–2023)
Claims Outside the SFHA2 of 19
Most Recent ClaimDec 2023 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 14 claims

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 283 locations within half a mile of this property.

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