1. Home
  2. Florida
  3. Clay County
  4. Fleming Island
  5. Waters Edge Dr

1586 Waters Edge Dr, Fleming Island, FL 32003 Property Records

Clay County property record for 1586 Waters Edge Dr, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,005 sqft · built 2001
Lot Size0.405 acres (17,659 sqft)
OwnerIndividual Name on Record
Last Sale$347,000 (Feb 2018)
Tax Bill$5,035 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Feb 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN30-04-26-021262-034-73

Property Details

APN / Parcel Number

Primary APN30-04-26-021262-034-73

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,005 sqft Heated Area
Gross Area3,944 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area17,659 sqft (0.405 acres)
Garage Area541 sqft
PorchPorch
Porch Area314 sqft
Patio Area84 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1586 WATERS EDGE DR
CityFLEMING ISLAND
StateFL
Zip32003-8690
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 73 WATERS EDGE AS REC O R4056 PG 1620
Legal Range26
Legal Township04
Legal Section30
Legal SubdivisionWATERS EDGE/EAGLE HARBOR
Legal Lot Number73
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group3
Census Block3011
Census Tract30704

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1586 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690
OccupancyOwner Occupied
Owner TypeIndividual
VestingEstate

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Feb 16, 2018Warranty Deed, Transfer · FHA Mortgage
FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2018 · Amount on Record
Deed SaleFeb 16, 2018 · Amount on Record
Prior SaleOct 4, 2001 · Amount on Record
Deed Document Number2018008299
Deed Book / Page4056 / 1620
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address1586 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690
Transaction TypeMortgage
Record UpdatedNov 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1586 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690

Mortgage

Document Number0046580800
DateOct 14, 2022
Book Page4658/800
Instrument2022061811
Lender
NameCITIZENS BANK NA
TypeBank
AddressJOHNSTON, RI 02919
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueSep 26, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateFeb 16, 2018
Property Address1586 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690
Document Number0040561620
Book / Page4056 / 1620
Map ReferenceMB36 PG1-8
Instrument DateFeb 13, 2018
Instrument2018008299
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyWATSON TITLE SERVICES OF NOR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6900 HANGING VINE WAY, 6900, TALLAHASSEE, FL 32317-8517

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate
Address1586 WATERS EDGE DR, FLEMING ISLAND, FL 32003-8690

Mortgage

Document Number2018008300
DateFeb 16, 2018
Instrument2018008300
Lender
NameFRANKLIN AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2048

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,035.00 (-26.47%) Homeowner's exemption$370,314 (+5.99%)$549,453 (+12.06%) Land $75,000 Building $474,453
2023$6,848.00 (+5.13%) Homeowner's exemption$349,397 (+3%)$490,304 (+15.59%) Land $75,000 Building $415,304
2022$6,514.00 Homeowner's exemption$339,221$424,179 Land $50,000 Building $374,179

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 128 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies128 in force
Nearby Flood Claims19 (2016–2023)
Claims Outside the SFHA2 of 19
Most Recent ClaimDec 2023 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Waters Edge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures