1570 E Saratoga Ct, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1570 E Saratoga Ct, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,415 sqft · built 1997
Lot Size	0.353 acres (15,412 sqft)
Owner	Individual Name on File
Last Sale	$421,000 (Apr 2016)
Tax Bill	$3,151 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage May 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-22-685`

Property Details

APN / Parcel Number

Primary APN	`304-22-685`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,415 sqft Living Area
1st Floor Area	1,871 sqft
2nd Floor Area	1,544 sqft

Exterior

Year Built	Built 1997
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	15,412 sqft (0.353 acres)
Parking Spaces	3 Parking Spaces
Pool Area	455 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1570 E SARATOGA CT
City	GILBERT
State	AZ
Zip	85296-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	SILVERSTONE RANCH MCR 397-03
Legal Range	06E
Legal Township	01S
Legal Section	17
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	SILVERSTONE RANCH
Legal Lot Number	41
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1000
Census Tract	422511

Owner

1570 E Saratoga Ct is owned and occupied by an individual who acquired it in December 2022.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1570 E SARATOGA CT, GILBERT, AZ 85296-2514
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage STRONG HOME MORTGAGE LLC
May 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2016 · Amount on File
Deed Sale	Apr 5, 2016 · Amount on File
Prior Sale	Apr 5, 2016 · Amount on File
Deed Document Number	0000223435
Last Transfer Date	Dec 19, 2022
Transfer Doc	0000897590
Record Updated	Jun 8, 2026

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 19, 2022
Property Address	1570 E SARATOGA CT, GILBERT, AZ 85296-2514
Document Number	0000897590
Map Reference	MB 397 PG 3
Instrument Date	Nov 26, 2022
Instrument	20220897590
Transaction Type	Transfer
Record Updated	Dec 29, 2022
Title Company	NOT AVAILABLE, SUMMIT SETTLEMENT SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1570 E SARATOGA CT, GILBERT, AZ 85296-2514

Mortgage

Document Number	0000897591
Date	Dec 19, 2022
Instrument	20220897591

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2042

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1570 E SARATOGA CT, GILBERT, AZ 85296-2514
Transaction Type	Mortgage
Record Updated	Jun 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1570 E SARATOGA CT, GILBERT, AZ 85296-2514

Mortgage

Document Number	0000582420
Date	May 26, 2021
Instrument	20210582420

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	10000

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1570 E SARATOGA CT, GILBERT, AZ 85296-2514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000706031
Date	Aug 4, 2020
Instrument	20200706031

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1570 E Saratoga Ct was $3,151.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,010	$690,100 Land $138,000 Building $552,100
2025	$3,151.00
2024		$68,350	$683,500 Land $136,700 Building $546,800
2023	$3,030.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1570 E Saratoga Ct in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1570 E Saratoga Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network.

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