1560 E Saratoga Ct, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1560 E Saratoga Ct, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,000 sqft · built 1996
Lot Size	0.251 acres (10,960 sqft)
Owner	2 Owner Names on File
Last Sale	$370,000 (Jun 2008)
Tax Bill	$2,964 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Jul 2017 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-22-686`

Property Details

APN / Parcel Number

Primary APN	`304-22-686`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,000 sqft Living Area
1st Floor Area	1,593 sqft
2nd Floor Area	1,407 sqft

Exterior

Year Built	Built 1996
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	10,960 sqft (0.251 acres)
Parking Spaces	3 Parking Spaces
Pool Area	500 sqft
Patio Area	149 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1560 E SARATOGA CT
City	GILBERT
State	AZ
Zip	85296-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	SILVERSTONE RANCH MCR 397-03
Legal Range	06E
Legal Township	01S
Legal Section	17
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	SILVERSTONE RANCH
Legal Lot Number	42
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1000
Census Tract	422511

Owner

The current owner of 1560 E Saratoga Ct bought it in June 2008.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	2 Owner Names on File
Mailing Address	1560 E SARATOGA CT, GILBERT, AZ 85296-2514
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2025	Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 23, 2020	Deed of Trust, Mortgage · Line of Credit TRUWEST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2008 · Amount on File
Deed Sale	Jun 20, 2008 · Amount on File
Prior Sale	Dec 3, 2004
Deed Document Number	20080549688
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1560 E SARATOGA CT, GILBERT, AZ 85296-2514
Transaction Type	Mortgage
Record Updated	Dec 1, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1560 E SARATOGA CT, GILBERT, AZ 85296-2514

Mortgage

Document Number	0000669178
Date	Nov 19, 2025
Instrument	20250669178

Lender

Name	UPSTART MORTGAGE LLC
Type	Mortgage Company
Address	SAN MATEO, CA 94403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Nov 14, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1560 E SARATOGA CT, GILBERT, AZ 85296-2514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RELIANT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000559963
Date	Jul 31, 2017
Instrument	2017-0559963

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85254

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1560 E SARATOGA CT, GILBERT, AZ 85296-2514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000314582
Date	Apr 13, 2020
Instrument	20200314582

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2035

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1560 E SARATOGA CT, GILBERT, AZ 85296-2514
Document Number	0000612256
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1560 E SARATOGA CT GILBERT AZ 852962514, GILBERT, AZ 85296-2514

Mortgage

Document Number	0000612256
Date	Jul 9, 2020
Instrument	612256

Lender

Name	TRUWEST CU
Type	Credit Union
Address	TEMPE, AZ 85281

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1560 E Saratoga Ct was $2,964.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,700	$647,000 Land $129,400 Building $517,600
2025	$2,964.00
2024		$64,060	$640,600 Land $128,100 Building $512,500
2023	$2,866.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1560 E Saratoga Ct in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1560 E Saratoga Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network.

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