1561 E Saratoga Ct, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1561 E Saratoga Ct, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,615 sqft · built 1997
Lot Size	0.254 acres (11,047 sqft)
Owner	2 Individual Names on Record
Last Sale	$735,000 (Jul 2026)
Tax Bill	$2,667 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-22-683`

Property Details

APN / Parcel Number

Primary APN	`304-22-683`
Alternative APN	`304226836`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,615 sqft Living Area
Gross Area	2,775 sqft
1st Floor Area	2,615 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	11,047 sqft (0.254 acres)
Parking Spaces	3 Parking Spaces
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	1561 E SARATOGA CT
City	GILBERT
State	AZ
Zip	85296-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	SILVERSTONE RANCH MCR 397-03
Legal Range	6E
Legal Township	1S
Legal Section	17
Legal Subdivision	SILVERSTONE RANCH
Legal Lot Number	39
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1000
Census Tract	422511

Owner

Source: Maricopa County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	633 E IRONWOOD DR, CHANDLER, AZ 85225-1726
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Apr 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jul 14, 2017	Warranty Deed, Transfer · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2026 · Amount on Record
Deed Sale	Jul 31, 2026 · Amount on Record
Prior Sale	Jul 14, 2017 · Amount on Record
Deed Document Number	2026455432
Prior Transfer Date	Oct 6, 2003
Prior Transfer Doc	0001485619
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 31, 2026
Property Address	1561 E SARATOGA CT, GILBERT, AZ 85296-2515
Document Number	0000455432
Instrument Date	Jul 22, 2026
Instrument	2026455432
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	633 E IRONWOOD DR, CHANDLER, AZ 85225-1726

Mortgage

Document Number	0000455433,
Date	Jul 31, 2026
Instrument	2026455433

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1561 E SARATOGA CT, GILBERT, AZ 85296-2515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000312189
Date	Apr 13, 2020
Instrument	20200312189

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 14, 2017
Property Address	1561 E SARATOGA CT, GILBERT, AZ 85296-2515
Document Number	0000514264
Map Reference	DOC570192
Instrument Date	Jul 3, 2017
Instrument	2017-0514264
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1561 E SARATOGA CT, 1561, GILBERT, AZ 85296-2515

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1561 E SARATOGA CT, GILBERT, AZ 85296-2515

Mortgage

Document Number	0000514265
Date	Jul 14, 2017
Instrument	2017-0514265

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,000 (+71.28%)	$600,000 (+6.86%) Land $120,000 Building $480,000
2025	$2,667.00 (+3.21%)	$35,031 (-41.72%)	$561,500 (-6.59%) Land $112,300 Building $449,200
2024		$60,110	$601,100 Land $120,200 Building $480,900
2023	$2,584.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network.

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