1550 E Saratoga Ct, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1550 E Saratoga Ct, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,415 sqft · built 1996
Lot Size	0.227 acres (9,901 sqft)
Owner	2 Individual Names on File
Last Sale	$815,000 (Oct 2026)
Tax Bill	$2,924 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Nov 2025 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-22-687`

Property Details

APN / Parcel Number

Primary APN	`304-22-687`
Alternative APN	`304226875`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,415 sqft Living Area
Gross Area	3,715 sqft
1st Floor Area	1,871 sqft
2nd Floor Area	1,544 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Wood Frame
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,901 sqft (0.227 acres)
Parking Spaces	3 Parking Spaces
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1550 E SARATOGA CT
City	GILBERT
State	AZ
Zip	85296-2514
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	SILVERSTONE RANCH MCR 397-03
Legal Range	6E
Legal Township	1S
Legal Section	17
Legal Subdivision	SILVERSTONE RANCH
Legal Lot Number	43
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1000
Census Tract	422511

Owner

1550 E Saratoga Ct is owned and occupied by two individuals who bought it in October 2026.

Source: Maricopa County records, as of October 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1550 E SARATOGA CT, GILBERT, AZ 85296-2514
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 30, 2023	Intrafamily Transfer, Transfer GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TTL AGCY INC
May 30, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2026 · Amount on File
Deed Sale	Oct 6, 2026 · Amount on File
Prior Sale	Jul 30, 1998 · Amount on File
Deed Document Number	2026580857
Prior Transfer Date	May 30, 2023
Prior Transfer Doc	0000279183
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 6, 2026
Property Address	1550 E SARATOGA CT, GILBERT, AZ 85296-2514
Document Number	0000580857
Instrument Date	Sep 30, 2026
Instrument	2026580857
Transaction Type	Transfer
Record Updated	Oct 13, 2026
Title Company	NORTH SCOTTSDALE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 E SARATOGA CT, GILBERT, AZ 85296-2514

Mortgage

Document Number	0000580858,
Date	Oct 6, 2026
Instrument	2026580858

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1550 E SARATOGA CT, GILBERT, AZ 85296-2514
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 E SARATOGA CT, GILBERT, AZ 85296-2514

Mortgage

Document Number	0000651871
Date	Nov 12, 2025
Instrument	20250651871

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.36%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Max Rate	10.3%

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 30, 2023
Property Address	1550 E SARATOGA CT, GILBERT, AZ 85296-2514
Document Number	0000279185
Map Reference	MB 397 PG 43
Instrument Date	May 24, 2023
Instrument	20230279185
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TTL AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1550 E SARATOGA CT, GILBERT, AZ 85296-2514

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	May 30, 2023
Property Address	1550 E SARATOGA CT, GILBERT, AZ 85296-2514
Document Number	0000279183
Map Reference	MB 397 PG 43
Instrument Date	May 24, 2023
Instrument	20230279183
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	GREAT AMERICAN TITLE AGENCY, GREAT AMERICAN TTL AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1550 E SARATOGA CT, GILBERT, AZ 85296-2514

Mortgage

Document Number	0000279184
Date	May 30, 2023
Instrument	20230279184

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1550 E SARATOGA CT, GILBERT, AZ 85296-2514
Transaction Type	Mortgage
Record Updated	Dec 7, 2022
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1550 E SARATOGA CT, GILBERT, AZ 85296-2514

Mortgage

Document Number	0000859098
Date	Nov 28, 2022
Instrument	20220859098

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1550 E Saratoga Ct was $2,924.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$63,370 (+65.03%)	$633,700 (+7.35%) Land $126,700 Building $507,000
2025	$2,924.00	$38,399 (-39.13%)	$590,300 (-6.42%) Land $118,000 Building $472,300
2024		$63,080	$630,800 Land $126,100 Building $504,700
2023	$2,833.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1550 E Saratoga Ct in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1550 E Saratoga Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network.

Nearby Properties on E Saratoga Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures