1551 E Saratoga Ct, Gilbert, AZ 85296 Property Records

Maricopa County property record for 1551 E Saratoga Ct, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,796 sqft · built 1997
Lot Size	0.226 acres (9,888 sqft)
Owner	Individual Name on Record
Last Sale	$820,000 (Jun 2023)
Tax Bill	$3,398 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`304-22-682`

Property Details

APN / Parcel Number

Primary APN	`304-22-682`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,796 sqft Living Area
1st Floor Area	1,972 sqft
2nd Floor Area	1,824 sqft

Exterior

Year Built	Built 1997
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	9,888 sqft (0.226 acres)
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1551 E SARATOGA CT
City	GILBERT
State	AZ
Zip	85296-2515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	SILVERSTONE RANCH MCR 397-03
Legal Range	06E
Legal Township	01S
Legal Section	17
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	SILVERSTONE RANCH
Legal Lot Number	38
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1000
Census Tract	422511

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1073, PLACITAS, NM 87043-1073
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2023	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Nov 14, 2018	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2023 · Amount on Record
Deed Sale	Jun 8, 2023 · Amount on Record
Prior Sale	Nov 14, 2018 · Amount on Record
Deed Document Number	20230298501
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 8, 2023
Property Address	1551 E SARATOGA CT, GILBERT, AZ 85296-2515
Document Number	0000298501
Map Reference	MB 397 PG 3
Instrument Date	Jun 4, 2023
Instrument	20230298501
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16061 HOLLYRIDGE DR, PARKER, CO 80134-2557

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1073, PLACITAS, NM 87043-1073

Mortgage

Document Number	0000298502
Date	Jun 8, 2023
Instrument	20230298502

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1551 E SARATOGA CT, GILBERT, AZ 85296-2515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DRIGGS TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000400019
Date	May 11, 2020
Instrument	20200400019

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 14, 2018
Property Address	1551 E SARATOGA CT, GILBERT, AZ 85296-2515
Document Number	0000844815
Map Reference	MB 397 PG 3
Instrument Date	Oct 30, 2018
Instrument	20180844815
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	UNITED TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1551 E SARATOGA CT, 1551, GILBERT, AZ 85296-2515

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1551 E SARATOGA CT, GILBERT, AZ 85296-2515

Mortgage

Document Number	0000844816
Date	Nov 14, 2018
Instrument	20180844816

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,330 (+0.62%)	$693,300 (+0.62%) Land $138,600 Building $554,700
2025	$3,398.00 (+3.98%)
2024		$68,900	$689,000 Land $137,800 Building $551,200
2023	$3,268.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network.

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