1569 E Spruce St, Chatham, IL 62629 Property Records

Sangamon County property record for 1569 E Spruce St, Chatham, IL 62629

Property Summary

Property Type	Single Family Home
Lot Size	0.489 acres (21,300 sqft)
Owner	Individual Name on Record
Last Sale	$44,900 (Oct 2012)
Tax Bill	$11,647 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-08.0-304-037`

Property Details

APN / Parcel Number

Primary APN	`29-08.0-304-037`
Alternative APN	`29080304037 (CHECK DIGIT = 9)`

Exterior

Lot Area	21,300 sqft (0.489 acres)

Location & Zoning

Account Number	29080304037
Street Address	1569 E SPRUCE ST
City	CHATHAM
State	IL
Zip	62629-9787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 81 BRECKENRIDGE MANOR 2ND ADDN (21,300 SQ FT) 8-15-4
Legal Range	04
Legal Township	15
Legal Section	08
Legal Subdivision	BRECKENRIDGE MANOR 2ND ADD
Legal Lot Number	81
Jurisdiction	SANGAMON IL
Township / Civil Division	BALL
Census Block Group	5
Census Block	5005
Census Tract	3203

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1569 E SPRUCE ST, CHATHAM, IL 62629-9787
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND COMMUNITY BANK
Oct 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2012 · Amount on Record
Deed Sale	Oct 30, 2012 · Amount on Record
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1569 E SPRUCE ST, CHATHAM, IL 62629-9787
Transaction Type	Mortgage
Record Updated	Mar 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R06717
Date	Mar 12, 2021
Instrument	2021R06717

Lender

Name	MIDLAND COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 9, 2031

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1569 E SPRUCE ST, CHATHAM, IL 62629-9787
Transaction Type	Mortgage
Record Updated	Nov 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017R26424
Date	Oct 13, 2017
Instrument	2017R26424

Lender

Name	MIDLAND COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Chatham Village
County	Sangamon County
County Subdivision	Ball Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,647.00 (+20.94%)	$165,834 (+26.92%) Land $23,019 Building $142,815	$497,502 (+26.92%) Land $69,057 Building $428,445
2022	$9,630.00 Homeowner's exemption	$130,661 Land $18,137 Building $112,524	$391,983 Land $54,411 Building $337,572

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM serves 16,423 people · EPA ID IL1670300
Water Source	Purchased groundwater from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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